Encore Capital Group Inc (ECPG)

Nasdaq: ECPG · Short-Term Business Credit Institutions · San Diego, CA · filing with the SEC since 1999

Grade6.9

◀ Past 7.1● Present 7.1▶ Future 6.1

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 25, 2026	Feb 26, 2025	Feb 21, 2024	Feb 22, 2023	Feb 23, 2022	Feb 24, 2021	Feb 26, 2020	Feb 27, 2019	Feb 21, 2018	Feb 23, 2017
Revenue	1,768,802	1,316,361	1,222,680	1,398,347	1,614,499	1,501,400	1,405,789	1,320,557	1,145,802^r	1,113,435^r
General and administrative	165,948	163,847	144,862	145,798	137,695	149,113	148,256	158,352	158,080	134,046
Total operating expenses	1,142,155	1,159,031	1,206,145	936,173	981,227	967,838	951,336	956,730	862,498	787,744
Operating income	626,647	157,330	16,535	462,174	633,272	533,562	446,345	405,300	324,540	241,514
Interest expense	293,910	252,545	201,877	153,308	169,647	209,356	217,771^r	237,355^r	204,161	198,367
Other income (expense), net	5,036	6,832	5,078	2,123	-17,784	-357	-18,343	-8,764	10,847	14,228
Total non-operating income (expense)	-290,488	-253,545	-196,799	-151,185	-196,731	-250,664	-245,103	-248,812	-193,314	-184,139
Income before income taxes	336,159	-96,215	-180,264	310,989	436,541	282,898	201,242	156,488	131,226	57,375
Income tax expense	79,325	43,029	26,228	116,425	85,340	70,374	32,333	46,752	52,049	38,205
Income from continuing operations	·	·	·	·	·	·	167,869	115,886	83,427	78,923
Income from discontinued operations	·	·	·	·	·	·	0	0	-199	-2,353
Net income including non-controlling interests	256,834	-139,244	-206,492	194,564	351,201	212,524	168,909	109,736	78,978	16,817
Net income to non-controlling interests	·	·	0	0	419	676	1,040	-6,150	-4,250	-59,753
Net income	256,834	-139,244	-206,492	194,564	350,782	211,848	167,869	115,886	83,228	76,570
Earnings per share, basic	11.05	-5.83	-8.72	8.06	11.64	6.74	5.38	4.09	3.20	2.98
Earnings per share, diluted	10.91	-5.83	-8.72	7.46	11.26	6.68	5.33	4.06	3.15	2.96
Weighted average shares, basic	23,234	23,873	23,670	24,142	30,129	31,427	31,210	28,313	25,972	25,713
Weighted average shares, diluted	23,534	23,873	23,670	26,092	31,153	31,710	31,474	28,572	26,405	25,909

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:Revenues

General and administrative the cost of running the company itselfus-gaap:GeneralAndAdministrativeExpense

Total operating expenses the running costs togetherus-gaap:OperatingExpenses

Operating income profit from running the business, before interest and taxus-gaap:OperatingIncomeLoss

Interest expense what its borrowing cost

us-gaap:InterestExpenseNonoperating
us-gaap:InterestExpense

Other income (expense), net gains and costs outside the businessus-gaap:OtherNonoperatingIncomeExpense

Total non-operating income (expense) everything outside the business, togetherus-gaap:NonoperatingIncomeExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Income from continuing operations profit from the businesses it keepsus-gaap:IncomeLossFromContinuingOperations

Income from discontinued operations profit or loss from businesses it sold or closedus-gaap:IncomeLossFromDiscontinuedOperationsNetOfTax

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income to non-controlling interests the share that belongs to minority holdersus-gaap:NetIncomeLossAttributableToNoncontrollingInterest

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton ECPG · research, not advice