Enterprise Financial Services Corporation (EFSC)

Nasdaq: EFSC · State Commercial Banks · Clayton, MO · filing with the SEC since 1996

Grade6.0

◀ Past 6.6● Present 6.4▶ Future 4.4

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 27, 2026	Feb 28, 2025	Feb 26, 2024	Feb 24, 2023	Feb 25, 2022	Feb 19, 2021	Feb 21, 2020	Feb 22, 2019	Feb 23, 2018	Feb 24, 2017
For lenders
Interest and dividend income	888,410	851,051	764,919	515,082	383,230	304,779	305,134	237,802	202,539	149,224
Interest expense on deposits and borrowings	261,672	282,955	202,327	·	·	·	·	·	·	·
Net interest income	626,738	568,096	562,592	473,903	360,194	270,001	238,717	191,905	177,304	135,495
Provision for credit losses	26,337	21,508	36,605	-611	13,385	65,398	6,372	6,644	10,130	3,605
Net interest income after provision	600,401	546,588	525,987	474,514	346,809	204,603	232,345	185,261	167,174	131,890
Noninterest income	113,123	69,703	68,725	59,162	67,743	54,503	49,176	38,347	34,394	29,059
Noninterest expense	429,807	385,047	348,186	274,216	245,919	167,159	165,485	119,031	115,051	86,110
Interest expense	·	282,955	202,327	41,179	23,036	34,778	66,417	45,897	25,235	13,729
Income before income taxes	283,717	231,244	246,526	259,460	168,633	91,947	116,036	104,577	86,517	74,839
Income tax expense	82,343	45,978	52,467	56,417	35,578	17,563	23,297	15,360	38,327	26,002
Net income	201,374	185,266	194,059	203,043	133,055	74,384	92,739	89,217	48,190	48,837
Net income to common shareholders	197,624	181,516	190,309	199,002	133,055	74,384	·	·	·	·
Earnings per share, basic	5.34	4.86	5.09	5.32	3.86	2.76	3.56	3.86	2.10	2.44
Earnings per share, diluted	5.31	4.83	5.07	5.31	3.86	2.76	3.55	3.83	2.07	2.41
Weighted average shares, basic	36,987	37,357	37,370	37,381	34,436	26,954	26,045	23,100	22,953	20,003
Weighted average shares, diluted	37,239	37,567	37,507	37,500	34,496	26,989	26,159	23,289	23,249	20,290

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton EFSC · research, not advice