Eagle Financial Services Inc (EFSI)

From the record

Eagle Financial Services Inc's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Eagle Financial Services Inc's 10 filed years say what it did: revenue went from $26 million in fiscal 2016 to $99 million in fiscal 2025, up 16.1% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Eagle Financial Services Inc's diluted share count grew about 14.1% a year, and dividends and buybacks returned about 28% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 4 sales and 5 purchases of their own stock on the open market in the year to 2026-09-30, buying about $131 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Eagle Financial Services Inc earned about 4 cents of profit for every dollar of shareholders' money. Leverage: it owed about 90 cents per dollar of assets, and net share issuance: its share count grew 45.7% over the year (the filed statements).

From the record

Eagle Financial Services Inc's standing among 155 graded names in its industry family: revenue of $99 million in fiscal 2025 ranks in the bottom 13% by size; a net margin of 8.3% ranks in the bottom 7%; revenue growth of 21.9% a year over the last 3 filed years ranks in the top 26% (its annual reports).

From the record

Eagle Financial Services Inc's leadership, from its insiders' filings and its current reports: no one files under a chief executive's title, so that part is not read; the 24 officers and directors filing in the last fifteen months have been on the record a median of 5.5 years (bottom 24%); 3 officer or director changes were reported on Form 8-K since 2023-11-13, against the 24 people in charge now (top 17%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Eagle Financial Services Inc's room to grow, from the newest filed statements (fiscal 2025): cash of $217 million against no long-term debt tagged leaves 11.5% of its assets as net cash, top 6% of its family; cash from operations less capital spending is 24.6% of revenue (top 46%) (its annual report).

From the record

Eagle Financial Services Inc's growth drivers, from the filed years to fiscal 2025: revenue grew 21.9% a year over the last three filed years against 16.1% over all 10, speeding up (top 32% of its family); the newest year grew 8.4% (top 33%); capital spending grew 18.8% a year (top 36%) (its annual reports). Eagle Financial Services Inc tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Eagle Financial Services Inc's newest year against its own record: revenue of $99 million in fiscal 2025 came in 16.1% below the $118 million its prior three years' pace pointed to (bottom 48% of its family); net income of $8 million against a prior three-year average of $13 million (bottom 8%); a net margin of 8.3% against 18.2% before (bottom 14%) (its annual reports).