Company Analysis

Elme Communities (ELME)

OTC: ELME · Real Estate Investment Trusts · Bethesda, MD · filing with the SEC since 1994
Grade4.7
◀ Past 2.2● Present 5.0▶ Future 6.4
2 est.

The grade of Elme Communities

Nine metrics read from its own filings, by tense
Headline grade
4.7/10
◀ Past2.225% of the headline
● Present5.045% of the headline
▶ Future6.430% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 7 read as filed from the record and 2 are SI estimates, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

2.2/1025% of the headline grade · 2 of 3 filed, 1 estimated

Surviving crises

as filed
1.2/10

Has it survived what it has been through?

2 warning events since 2017; the latest 2026-10-26.

weight 45% of this tense · 12th percentile among 174 sector filers · read for itself

From the record

Elme Communities' filings since 2017 show 2 warning events: a notice about its exchange listing (8-K item 3.01, 2 times, the latest 2026-10-26) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
1.7/10

What has it actually done, year after year?

-3.2% a year over 9 filed years; profitable in 5 of 9.

weight 33% of this tense · 17th percentile among 156 sector filers · read for its customers

From the record

Elme Communities' 9 filed years say what it did: revenue went from $313 million in fiscal 2016 to $242 million in fiscal 2024, down 3.2% a year; it rose in 4 of 8 years; the deepest fall was 46% from fiscal 2016 to fiscal 2021; net income was positive in 5 of 9 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span-3.2%bottom 11% of its family
  • the share of years revenue rosebottom 13% of its family
  • the share of filed years with a profitbottom 21% of its family
  • the deepest fall from a revenue peak46.0%bottom 22% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

SI estimate
4.9/10

How has it treated the people who own it?

SI estimate 4.9/10, confidence 20 of 100 (family median).

weight 22% of this tense · 50th percentile among 165 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
Fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income, so the desk assumes the typical reading of its industry family, the median of 165 members with one.
What the record cannot read
Fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
How it was reasoned
family median, 165 readings behind it.
Confidence
20 of 100
What would change it
Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Elme Communities's shareholder treatment is put at 4.9 of 10 with a confidence of 20 of 100, because fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income, so the desk assumes the typical reading of its industry family, the median of 165 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

● Present

What are they doing right now?

5.0/1045% of the headline grade · 3 of 3 filed

Financial health

as filed
5.7/10

Is it financially healthy right now?

ROE -1%: lost 1¢ per shareholder dollar. Leverage 41%: owes 41¢ per asset dollar.

weight 45% of this tense · 57th percentile among 171 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2024-12-31, Elme Communities lost about 1 cents for every dollar of shareholders' money, and gross profitability: its products earned about 8 cents per dollar of everything the company owns. Leverage: it owed about 41 cents per dollar of assets, and net share issuance: its share count grew 0.2% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 14% of its family
  • return on equitybottom 23% of its family
  • gross profit against assetstop 47% of its family
  • the share count against the year beforetop 32% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
4.3/10

How strong is its position in its industry?

bottom 43% of 157 in its family; net margin -5.4%.

weight 33% of this tense · 43rd percentile among 157 sector filers · read for its customers

From the record

Elme Communities' standing among 157 graded names in its industry family: revenue of $242 million in fiscal 2024 ranks in the bottom 27% by size; a net margin of -5.4% ranks in the bottom 23%; revenue growth of 12.7% a year over the last 3 filed years ranks in the top 21% (its annual reports).

What it rests on

  • revenue against the family$242Mbottom 27% of its family
  • net margin-5.4%bottom 23% of its family
  • three-year revenue growth12.7%top 21% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
4.5/10

What are the people in charge doing?

bottom 45% of 160 in its family for leadership; chief executive since 2013.

weight 22% of this tense · 45th percentile among 160 sector filers · read for its shareholders

From the record

Elme Communities' leadership, from its insiders' filings and its current reports: the chief executive on the record is Mcdermott, Paul T. (President, CEO & Chairman, as filed), filing under that title since 2013-08-28, 13.2 years (top 24% of its family); the 12 officers and directors filing in the last fifteen months have been on the record a median of 7.1 years (bottom 41%); 7 officer or director changes were reported on Form 8-K since 2023-11-13, against the 12 people in charge now (bottom 19%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge7 in three years among 12 peoplebottom 19% of its family
  • the median years the people in charge have filed7.1 yearsbottom 41% of its family
  • the chief executive's years on the record13.2 yearstop 24% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

6.4/1030% of the headline grade · 2 of 3 filed, 1 estimated

Room to expand

SI estimate
10.0/10

How much room does it have to grow?

SI estimate 10.0/10, confidence 35 of 100 (one part).

weight 22% of this tense · 100th percentile among 172 sector filers · read for itself

SI estimate Inferred, not read as filed

Why it is an estimate
Read from one part only, cash less debt against assets, which ranks in the top 1% of 172 in its family; the record does not carry two of the four parts: cash less debt against assets, cash from operations less capital spending against revenue, gross margin, research against revenue.
What the record cannot read
The record does not carry two of the four parts: cash less debt against assets, cash from operations less capital spending against revenue, gross margin, research against revenue.
How it was reasoned
one part: cash less debt against assets, the one part on file, ranked among 172 in its family.
Confidence
35 of 100
What would change it
A filing that carries the missing parts replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Elme Communities's room to expand is put at 10.0 of 10 with a confidence of 35 of 100, because read from one part only, cash less debt against assets, which ranks in the top 1% of 172 in its family; the record does not carry two of the four parts: cash less debt against assets, cash from operations less capital spending against revenue, gross margin, research against revenue. A filing that carries the missing parts replaces this estimate with the filed reading.

Growth drivers

as filed
5.9/10

What could actually drive growth from here?

top 41% of 153 in its family for growth drivers.

weight 33% of this tense · 59th percentile among 153 sector filers · read for its customers

From the record

Elme Communities' growth drivers, from the filed years to fiscal 2024: revenue grew 12.7% a year over the last three filed years against -3.2% over all 9, speeding up (top 4% of its family); the newest year grew 6.1% (top 36%); capital spending grew -23.2% a year (bottom 17%) (its annual reports). Elme Communities tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

  • three-year growth against the whole span+15.8 points a yeartop 4% of its family
  • the newest year's revenue growth6.1%top 36% of its family
  • three-year growth of capital spending-23.2%bottom 17% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
5.1/10

Did its newest year beat what its own record pointed to?

top 49% of 150 in its family for expectations against reality.

weight 45% of this tense · 51st percentile among 150 sector filers · read for its shareholders

From the record

Elme Communities' newest year against its own record: revenue of $242 million in fiscal 2024 came in 8.6% below the $265 million its prior three years' pace pointed to (bottom 24% of its family); net income of $13 million against a prior three-year average of $22 million (top 35%); a net margin of -5.4% against -9.4% before (top 37%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-8.6%bottom 24% of its family
  • net income against the prior three years' average+42%top 35% of its family
  • net margin against its prior average+4.0 pointstop 37% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton ELME · research, not advice