Esquire Financial Holdings, Inc. (ESQ)

Nasdaq: ESQ · Commercial Banks, NEC · Jericho, NY · filing with the SEC since 2012

Grade5.8

◀ Past 5.2● Present 6.3▶ Future 6.2

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 13, 2026	Mar 17, 2025	Mar 29, 2024	Mar 27, 2023	Mar 11, 2022	Mar 19, 2021	Mar 12, 2020	Mar 14, 2019	Mar 29, 2018	·
For lenders
Interest and dividend income	139,417	113,373	91,888	60,993	44,531	38,630	36,659	28,951	20,394	16,168
Interest expense on deposits and borrowings	17,936	13,444	8,115	1,647	·	·	·	·	·	·
Net interest income	121,481	99,929	83,773	59,346	43,703	37,440	34,111	27,739	19,856	15,657
Provision for credit losses	9,675	4,700	4,525	3,490	6,955	6,250	1,850	1,375	905	595
Net interest income after provision	111,806	95,229	79,248	55,856	36,748	31,190	32,261	26,364	18,951	15,062
Noninterest income	25,080	24,895	29,751	24,925	21,024	14,647	11,811	7,855	5,516	4,125
Noninterest expense	71,234	60,843	53,117	41,980	35,064	28,670	24,934	22,295	17,433	14,599
Interest expense	·	·	8,115	1,647	828	1,190	2,548	1,212	538	511
Income before income taxes	65,652	59,281	55,882	38,801	22,708	17,167	19,138	11,924	7,034	4,588
Income tax expense	14,830	15,623	14,871	10,283	4,783	4,549	4,995	3,190	3,390	1,766
Net income	50,822	43,658	41,011	28,518	17,925	12,618	14,143	8,734	3,644	2,822
Preferred dividends	·	·	·	·	·	·	·	·	23	62
Net income to common shareholders	·	43,658	41,011	28,518	17,925	12,618	14,143	8,711^r	3,621	2,760
Earnings per share, basic	6.30	5.58	5.31	3.73	2.40	1.70	1.91	1.18	0.59	0.56
Earnings per share, diluted	5.87	5.14	4.91	3.47	2.26	1.65	1.82	1.13	0.58	0.55
Weighted average shares, basic	8,061,589	7,817,626	7,716,367	7,638,423	7,469,907	7,412,131	7,388,702	7,374,013	6,163,549	4,958,655
Weighted average shares, diluted	8,662,219	8,487,041	8,345,586	8,213,694	7,946,984	7,643,823	7,784,736	7,733,372	6,232,244	4,989,205

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton ESQ · research, not advice