EZCORP, Inc. Class A Non Voting (EZPW)

Nasdaq: EZPW · Retail-Miscellaneous Retail · Rollingwood, TX · filing with the SEC since 1996

Grade6.6

◀ Past 4.1● Present 7.5▶ Future 7.5

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in September.

Income statement, by fiscal year, newest first
Fiscal year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Sep 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020	Sep 30, 2019	Sep 30, 2018	Sep 30, 2017
Report filed	Nov 12, 2026	Nov 13, 2025	Nov 13, 2024	Nov 15, 2023	Nov 16, 2022	Nov 17, 2021	Dec 14, 2020	Dec 5, 2019	Nov 14, 2018	Nov 15, 2017
Revenue	1,694,710	1,274,280	1,161,602	1,049,041	886,225	729,551	822,777^r	847,229	812,156	747,951
For lenders
Provision for credit losses	·	·	·	·	·	·	·	·	·	1,988
Cost of revenue	·	·	·	·	·	·	·	·	·	266,525
Gross profit	984,969	746,065	682,273	609,838	528,147	449,485	449,201^r	494,448	481,551^r	435,507^r
General and administrative	133,469	106,230^r	98,838^r	67,529	64,342	56,495	54,133^r	63,665	53,639^r	53,492^r
Total operating expenses	745,322	596,896	569,743	517,688	453,225	418,316	497,585^r	447,439	414,427^r	382,468^r
Total costs and expenses	571,559	458,378^r	437,774^r	418,574	357,417	330,837	336,770^r	350,578	334,841^r	304,956^r
Operating income	239,647	149,169	112,530	92,150	74,922	31,169	-48,384	47,009	67,124^r	53,039^r
Interest expense	33,796	23,029	13,585	16,456	9,972	22,177	22,472	32,637	27,834	27,803
Interest and investment income	12,439	14,721	10,575	7,470	817	2,477	3,173	11,086	17,041	12,103
Share of profit of equity-method investments	5,607	6,150	4,711	-28,459	1,779	3,803	-2,429	-135	5,529	4,916
Other income (expense), net	441	-238	1,377	-3,072	167	790	17	-1,424	5,391	423
Income before income taxes	224,338	146,773	115,608	51,633	67,713	16,062	-70,095	4,174	55,539^r	42,678^r
Income tax expense	57,749	37,160	32,513	13,170	17,553	7,450	-1,632	2,406	18,389^r	11,093^r
Income from continuing operations	·	·	·	·	·	8,612	-68,463	1,768	37,150^r	31,585^r
Income from discontinued operations	·	·	·	·	·	0	0	-457	-856	-1,825
Net income including non-controlling interests	166,589	109,613	83,095	38,463	50,160	8,612	-68,463	1,311	36,294^r	29,760^r
Net income to non-controlling interests	680	0	0	·	·	0	0	-1,230	-988	-1,650
Net income	165,909	109,613	83,095	38,463	50,160	8,612	-68,463	2,541	37,282^r	31,410^r
Net income to common shareholders	165,909	109,613	83,095	38,463	50,160	8,612	-68,463	·	·	·
Earnings per share, basic	2.70	1.91	1.51	0.69	0.89	0.15	-1.24	0.05^r	0.68^r	0.58^r
Earnings per share, diluted	2.07	1.42	1.10	0.53	0.70	0.15	-1.24	0.05^r	0.64^r	0.58^r
Weighted average shares, basic	61,463	57,466	54,935	55,586	56,498	55,744	55,313	55,341	54,456	54,260
Weighted average shares, diluted	83,724	83,383	84,448	80,865	82,400	55,949	55,313	55,984	57,896	54,368

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax

Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanAndLeaseLosses

Cost of revenue what it cost to make or buy what it soldus-gaap:CostOfGoodsSold

Gross profit revenue less the cost of what it soldus-gaap:GrossProfit

General and administrative the cost of running the company itselfus-gaap:GeneralAndAdministrativeExpense

Total operating expenses the running costs togetherus-gaap:OperatingExpenses

Total costs and expenses every operating cost, the cost of revenue includedus-gaap:OperatingCostsAndExpenses

Operating income profit from running the business, before interest and taxus-gaap:OperatingIncomeLoss

Interest expense what its borrowing cost

us-gaap:InterestExpenseNonoperating
us-gaap:InterestExpense

Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeInterest

Share of profit of equity-method investments its share of companies it partly ownsus-gaap:IncomeLossFromEquityMethodInvestments

Other income (expense), net gains and costs outside the businessus-gaap:OtherNonoperatingIncomeExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Income from continuing operations profit from the businesses it keeps

us-gaap:IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperations

Income from discontinued operations profit or loss from businesses it sold or closedus-gaap:IncomeLossFromDiscontinuedOperationsNetOfTax

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income to non-controlling interests the share that belongs to minority holdersus-gaap:NetIncomeLossAttributableToNoncontrollingInterest

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton EZPW · research, not advice