All three tenses have at least two readings, so the archetype blend applies as printed.
Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.
What did they actually do?
Has it survived what it has been through?
2 warning events since 2017; the latest 2023-05-15.
From the record
First Community Bankshares, Inc.'s filings since 2017 show 2 warning events: an auditor change (8-K item 4.01, 2 times, the latest 2023-05-15) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+4.6% a year over 10 filed years; profitable in 10 of 10.
From the record
First Community Bankshares, Inc.'s 10 filed years say what it did: revenue went from $95 million in fiscal 2016 to $143 million in fiscal 2025, up 4.6% a year; it rose in 6 of 9 years; the deepest fall was 8% from fiscal 2020 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 3.6% a year. 75% of cash flow returned. Insiders: 2 sales, 1 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, First Community Bankshares, Inc.'s diluted share count grew about 3.6% a year, and dividends and buybacks returned about 75% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 2 sales and 1 purchase of their own stock on the open market in the year to 2026-09-30, buying about $17 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 10%: 10¢ of profit per shareholder dollar. Leverage 85%: owes 85¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, First Community Bankshares, Inc. earned about 10 cents of profit for every dollar of shareholders' money. Leverage: it owed about 85 cents per dollar of assets, and net share issuance: its share count shrank 0.1% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 43% of 155 in its family; net margin 34.2%.
From the record
First Community Bankshares, Inc.'s standing among 155 graded names in its industry family: revenue of $143 million in fiscal 2025 ranks in the bottom 25% by size; a net margin of 34.2% ranks in the top 7%; revenue growth of 7.6% a year over the last 3 filed years ranks in the bottom 11% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
top 16% of 150 in its family for leadership; chief executive since 2015.
From the record
First Community Bankshares, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Stafford, William P II (Chief Executive Officer, as filed), filing under that title since 2015-02-24, 11.7 years (top 26% of its family); the 12 officers and directors filing in the last fifteen months have been on the record a median of 11.2 years (top 15%); 1 officer or director change was reported on Form 8-K since 2023-11-13, against the 12 people in charge now (top 9%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
SI estimate 9.3/10, confidence 35 of 100 (one part).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: First Community Bankshares, Inc.'s room to expand is put at 9.3 of 10 with a confidence of 35 of 100, because read from one part only, cash from operations less capital spending against revenue, which ranks in the top 7% of 162 in its family; the record does not carry two of the four parts: cash less debt against assets, cash from operations less capital spending against revenue, gross margin, research against revenue. A filing that carries the missing parts replaces this estimate with the filed reading.
What could actually drive growth from here?
bottom 44% of 152 in its family for growth drivers.
From the record
First Community Bankshares, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 7.6% a year over the last three filed years against 4.6% over all 10, speeding up (bottom 40% of its family); the newest year grew -2.5% (bottom 14%); capital spending grew 33.2% a year (top 24%) (its annual reports). First Community Bankshares, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
bottom 45% of 150 in its family for expectations against reality.
From the record
First Community Bankshares, Inc.'s newest year against its own record: revenue of $143 million in fiscal 2025 came in 13.7% below the $165 million its prior three years' pace pointed to (top 42% of its family); net income of $49 million against a prior three-year average of $49 million (bottom 26%); a net margin of 34.2% against 37% before (top 48%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made