First Community Corporation (FCCO)

From the record

First Community Corporation's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

First Community Corporation's 10 filed years say what it did: revenue went from $30 million in fiscal 2016 to $97 million in fiscal 2025, up 14.1% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, First Community Corporation's diluted share count grew about 0.7% a year, and dividends and buybacks returned about 31% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 6 sales and 2 purchases of their own stock on the open market in the year to 2026-10-06, buying about $57 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, First Community Corporation earned about 11 cents of profit for every dollar of shareholders' money. Leverage: it owed about 92 cents per dollar of assets, and net share issuance: its share count grew 0.8% over the year (the filed statements).

From the record

First Community Corporation's standing among 155 graded names in its industry family: revenue of $97 million in fiscal 2025 ranks in the bottom 13% by size; a net margin of 19.8% ranks in the bottom 44%; revenue growth of 23.8% a year over the last 3 filed years ranks in the top 20% (its annual reports).

From the record

First Community Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Crapps, Michael C (President and CEO, as filed), filing under that title since 2007-02-16, 19.7 years (top 7% of its family); the 20 officers and directors filing in the last fifteen months have been on the record a median of 7.4 years (bottom 50%); 9 officer or director changes were reported on Form 8-K since 2023-11-13, against the 20 people in charge now (bottom 26%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

First Community Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $161 million against no long-term debt tagged leaves 7.8% of its assets as net cash, top 16% of its family; cash from operations less capital spending is 18.1% of revenue (bottom 26%) (its annual report).

From the record

First Community Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 23.8% a year over the last three filed years against 14.1% over all 10, speeding up (top 14% of its family); the newest year grew 8.5% (top 31%); capital spending grew -3.2% a year (bottom 38%) (its annual reports). First Community Corporation tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

First Community Corporation's newest year against its own record: revenue of $97 million in fiscal 2025 came in 17.9% below the $118 million its prior three years' pace pointed to (bottom 39% of its family); net income of $19 million against a prior three-year average of $13 million (top 14%); a net margin of 19.8% against 20.2% before (top 24%) (its annual reports).