First Commonwealth Financial Corporation (FCF)

NYSE: FCF · National Commercial Banks · Indiana, PA · filing with the SEC since 1994

Grade5.1

◀ Past 4.3● Present 6.3▶ Future 4.7

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 2, 2026	Mar 3, 2025	Feb 29, 2024	Feb 28, 2023	Mar 1, 2022	Mar 1, 2021	Mar 2, 2020	Mar 1, 2019	Mar 1, 2018	Mar 14, 2017
For lenders
Interest and dividend income	632,688	600,463	529,998	329,953	293,838	301,209	325,264	292,257	250,550	217,614
Interest expense on deposits and borrowings	206,601	221,571	144,322	17,732	·	·	·	·	·	·
Net interest income	426,087	378,892	385,676	312,221	278,541	268,271	269,862	252,222	228,780	199,035
Provision for credit losses	36,725	29,170	14,813	21,106	-1,376	56,718	14,533	12,531	5,087	18,480
Net interest income after provision	389,362	349,722	370,863	291,115	279,917	211,553	255,329	239,691	223,693	180,555
Noninterest income	96,824	99,231	96,609	98,708	106,757	94,476	85,485	88,637	80,331	64,599
Noninterest expense	294,828	270,745	269,917	229,638	213,857	215,826	209,965	195,556	200,298	159,925
Interest expense	206,601	221,571	144,322	17,732	15,297	32,938	55,402	40,035	21,770	18,579
Income before income taxes	191,358	178,208	197,555	160,185	172,817	90,203	130,849	132,772	103,726	85,229
Income tax expense	39,056	35,636	40,492	32,004	34,560	16,756	25,516	25,274	48,561	25,639
Net income	152,302	142,572	157,063	128,181	138,257	73,447	105,333	107,498	55,165	59,590
Earnings per share, basic	1.48	1.40	1.55	1.37	1.45	0.75	1.07	1.09	0.58	0.67
Earnings per share, diluted	1.47	1.39	1.54	1.37	1.44	0.75	1.07	1.08	0.58	0.67
Weighted average shares, basic	103,220,081	101,913,111	101,556,427	93,612,043	95,583,890	97,499,586	98,317,787	99,036,163	95,220,056	88,851,573
Weighted average shares, diluted	103,524,130	102,205,497	101,822,201	93,887,447	95,840,285	97,758,965	98,588,164	99,223,513	95,331,037	88,851,573

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton FCF · research, not advice