All three tenses have at least two readings, so the archetype blend applies as printed.
Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2024; the latest 2026-04-30.
From the record
Fitness Champs Holdings Limited's filings since 2024 show 1 warning event: a late-report notice (Form NT 10-K or NT 10-Q, the latest 2026-04-30) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+14.5% a year over 4 filed years; profitable in 3 of 4.
From the record
Fitness Champs Holdings Limited's 4 filed years say what it did: revenue went from SGD 3 million in fiscal 2022 to SGD 4 million in fiscal 2025, up 14.5% a year; it rose in 1 of 3 years; the deepest fall was 11% from fiscal 2023 to fiscal 2025; net income was positive in 3 of 4 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 17.5% a year. 15% of cash flow returned. Insiders: 0 sales, 0 purchases.
From the record
Over the fiscal year to 2025-12-31, Fitness Champs Holdings Limited's diluted share count grew about 17.5% a year, and dividends and buybacks returned about 15% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE -178%: lost 178¢ per shareholder dollar. Leverage 71%: owes 71¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Fitness Champs Holdings Limited lost about 178 cents for every dollar of shareholders' money, and gross profitability: its products earned about 43 cents per dollar of everything the company owns. Leverage: it owed about 71 cents per dollar of assets, and net share issuance: its share count grew 17.5% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 48% of 20 in its family; net margin -32.9%.
From the record
Fitness Champs Holdings Limited's standing among 20 graded names in its industry family: revenue of SGD 4 million in fiscal 2025 is not ranked by size, since the family reports in another currency; a net margin of -32.9% ranks in the bottom 23%; revenue growth of 14.5% a year over the last 3 filed years ranks in the top 27% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
SI estimate 3.8/10, confidence 20 of 100 (family median).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Fitness Champs Holdings Limited's leadership is put at 3.8 of 10 with a confidence of 20 of 100, because it files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-30 (a listing, a merger or a first filing under the rules) and most of the people in charge have filed since then, so the record shows a floor of 7 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 13 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.
What are they set up to do next?
How much room does it have to grow?
top 30% of 20 in its family for room to expand.
From the record
Fitness Champs Holdings Limited's room to grow, from the newest filed statements (fiscal 2025): cash of SGD 2 million against debt of SGD 398 thousand leaves 59.7% of its assets as net cash, top 2% of its family; cash from operations less capital spending is 14.8% of revenue (top 18%); a gross margin of 27.3% (bottom 31%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 33% of 20 in its family for growth drivers.
From the record
Fitness Champs Holdings Limited's growth drivers, from the filed years to fiscal 2025: revenue grew 14.5% a year over the last three filed years against 14.5% over all 4, speeding up (top 32% of its family); the newest year grew -1.6% (bottom 28%); capital spending grew -62.5% a year (bottom 3%) (its annual reports). Fitness Champs Holdings Limited reported 3 product lines in fiscal 2025: Swim Fees at SGD 4 million (100%), Sales of Merchandise at SGD 7 thousand (0%), Pickle Ball at SGD 4 thousand (0%); 0 of 2 grew against the year before (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
bottom 10% of 18 in its family for expectations against reality.
From the record
Fitness Champs Holdings Limited's newest year against its own record: revenue of SGD 4 million in fiscal 2025 came in 20.3% below the SGD 5 million its prior three years' pace pointed to (bottom 8% of its family); net income of SGD 1 million against a prior three-year average of SGD 651 thousand (bottom 8%); a net margin of -32.9% against 17.4% before (bottom 14%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made