All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2017; the latest 2023-12-05.
From the record
Fidelity D & D Bancorp, Inc.'s filings since 2017 show 1 warning event: an auditor change (8-K item 4.01, the latest 2023-12-05) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+17.8% a year over 10 filed years; profitable in 10 of 10.
From the record
Fidelity D & D Bancorp, Inc.'s 10 filed years say what it did: revenue went from $27 million in fiscal 2016 to $120 million in fiscal 2025, up 17.8% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 0.7% a year. 25% of cash flow returned. Insiders: 1 sales, 9 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Fidelity D & D Bancorp, Inc.'s diluted share count grew about 0.7% a year, and dividends and buybacks returned about 25% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 9 purchases of their own stock on the open market in the year to 2026-11-06, buying about $676 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 12%: 12¢ of profit per shareholder dollar. Leverage 91%: owes 91¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Fidelity D & D Bancorp, Inc. earned about 12 cents of profit for every dollar of shareholders' money. Leverage: it owed about 91 cents per dollar of assets, and net share issuance: its share count grew 0.4% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 35% of 79 in its family; net margin 23.5%.
From the record
Fidelity D & D Bancorp, Inc.'s standing among 79 graded names in its industry family: revenue of $120 million in fiscal 2025 ranks in the bottom 18% by size; a net margin of 23.5% ranks in the top 45%; revenue growth of 15.1% a year over the last 3 filed years ranks in the bottom 32% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
top 47% of 74 in its family for leadership; chief executive since 2016.
From the record
Fidelity D & D Bancorp, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Santaniello, Daniel J (President & CEO, as filed), filing under that title since 2016-02-04, 10.8 years (top 27% of its family); the 17 officers and directors filing in the last fifteen months have been on the record a median of 6.5 years (bottom 48%); 7 officer or director changes were reported on Form 8-K since 2023-11-13, against the 17 people in charge now (bottom 38%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
top 44% of 71 in its family for room to expand.
From the record
Fidelity D & D Bancorp, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $148 million against no long-term debt tagged leaves 5.4% of its assets as net cash, top 28% of its family; cash from operations less capital spending is 20.7% of revenue (bottom 40%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
top 36% of 79 in its family for growth drivers.
From the record
Fidelity D & D Bancorp, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 15.1% a year over the last three filed years against 17.8% over all 10, slowing (bottom 17% of its family); the newest year grew 12% (top 17%); capital spending grew 47% a year (top 7%) (its annual reports). Fidelity D & D Bancorp, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 37% of 76 in its family for expectations against reality.
From the record
Fidelity D & D Bancorp, Inc.'s newest year against its own record: revenue of $120 million in fiscal 2025 came in 4% below the $125 million its prior three years' pace pointed to (top 15% of its family); net income of $28 million against a prior three-year average of $23 million (top 47%); a net margin of 23.5% against 25.7% before (bottom 49%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made