Company Analysis

Fifth District Bancorp, Inc. (FDSB)

Nasdaq: FDSB · Savings Institution, Federally Chartered · New Orleans, LA · filing with the SEC since 2024
Grade4.0
◀ Past 3.3● Present 4.4▶ Future 4.6
1 est.

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023
Report filedMar 24, 2026Mar 26, 2025·
Revenue605619614
For lenders
Interest and dividend income22,05819,27716,414
Interest and investment income4,0832,5741,685
Interest expense on deposits and borrowings9,2109,2216,365
Net interest income12,84810,05610,049
Provision for credit losses10-1,210-325
Net interest income after provision12,83811,26610,374
Noninterest income4,43011973
Noninterest expense13,08312,71310,401
Income before income taxes4,185-1,436946
Income tax expense97-358149
Net income including non-controlling interests4,088-1,078797
Net income4,088-1,078797
Net income to common shareholders4,088-1,078·
Earnings per share, basic0.80-0.21·
Earnings per share, diluted0.80-0.21·
Weighted average shares, basic5,1225,131·
Weighted average shares, diluted5,1225,131·
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeInterestAndDividend
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses
Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton FDSB · research, not advice