All three tenses have at least two readings, so the archetype blend applies as printed.
Of the nine metrics, 7 read as filed from the record and 2 are SI estimates, each with its reasoning, its confidence and what would change it on its card.
What did they actually do?
Has it survived what it has been through?
2 warning events since 2022; the latest 2026-04-29.
From the record
Fenbo Holdings Limited's filings since 2022 show 2 warning events: a late-report notice (Form NT 10-K or NT 10-Q, 2 times, the latest 2026-04-29) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
-10.8% a year over 4 filed years; profitable in 1 of 4.
From the record
Fenbo Holdings Limited's 4 filed years say what it did: revenue went from HKD 120 million in fiscal 2022 to HKD 85 million in fiscal 2025, down 10.8% a year; it rose in 1 of 3 years; the deepest fall was 36% from fiscal 2024 to fiscal 2025; net income was positive in 1 of 4 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
SI estimate 6.5/10, confidence 20 of 100 (family median).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Fenbo Holdings Limited's shareholder treatment is put at 6.5 of 10 with a confidence of 20 of 100, because fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income, so the desk assumes the typical reading of its industry family, the median of 33 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.
What are they doing right now?
Is it financially healthy right now?
ROE -30%: lost 30¢ per shareholder dollar. Leverage 50%: owes 50¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Fenbo Holdings Limited lost about 30 cents for every dollar of shareholders' money, and gross profitability: its products earned about 15 cents per dollar of everything the company owns. Leverage: it owed about 50 cents per dollar of assets (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 20% of 42 in its family; net margin -12.5%.
From the record
Fenbo Holdings Limited's standing among 42 graded names in its industry family: revenue of HKD 85 million in fiscal 2025 is not ranked by size, since the family reports in another currency; a net margin of -12.5% ranks in the bottom 30%; revenue growth of -10.8% a year over the last 3 filed years ranks in the bottom 11% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
SI estimate 5.0/10, confidence 20 of 100 (family median).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Fenbo Holdings Limited's leadership is put at 5.0 of 10 with a confidence of 20 of 100, because it files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-04-13 (a listing, a merger or a first filing under the rules) and most of the people in charge have filed since then, so the record shows a floor of 7 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 33 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.
What are they set up to do next?
How much room does it have to grow?
bottom 27% of 42 in its family for room to expand.
From the record
Fenbo Holdings Limited's room to grow, from the newest filed statements (fiscal 2025): cash from operations less capital spending is 1.8% of revenue (bottom 39%); a gross margin of 12.9% (bottom 14%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 21% of 42 in its family for growth drivers.
From the record
Fenbo Holdings Limited's growth drivers, from the filed years to fiscal 2025: revenue grew -10.8% a year over the last three filed years against -10.8% over all 4, speeding up (top 46% of its family); the newest year grew -36% (bottom 4%); capital spending grew -52.6% a year (bottom 6%) (its annual reports). Fenbo Holdings Limited tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
bottom 12% of 42 in its family for expectations against reality.
From the record
Fenbo Holdings Limited's newest year against its own record: revenue of HKD 85 million in fiscal 2025 came in 39.3% below the HKD 140 million its prior three years' pace pointed to (bottom 4% of its family); net income of HKD 11 million against a prior three-year average of HKD 3 million (bottom 8%); a net margin of -12.5% against -1.9% before (bottom 23%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made