First Financial Bancorp. (FFBC)

Nasdaq: FFBC · National Commercial Banks · Cincinnati, OH · filing with the SEC since 1995

Grade5.4

◀ Past 5.4● Present 6.2▶ Future 4.3

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 19, 2026	Feb 20, 2025	Feb 22, 2024	Feb 24, 2023	Feb 18, 2022	Feb 19, 2021	Feb 21, 2020	Feb 22, 2019	Feb 26, 2018	Feb 24, 2017
For lenders
Interest and dividend income	1,001,904	1,002,095	903,004	585,006	483,217	524,963	607,578	540,382	333,073	305,950
Interest expense on deposits and borrowings	359,858	390,085	275,234	65,863	·	·	·	·	·	·
Net interest income	642,046	612,010	627,770	519,143	452,118	456,511	484,254	449,235	283,545	272,671
Provision for credit losses	37,667	47,659	43,107	11,713	-18,121	70,559	30,598	14,586	3,582	10,140
Net interest income after provision	604,379	564,351	584,663	507,430	470,239	385,952	453,821^r	434,376^r	279,963	262,531
Noninterest income	257,438	223,568	212,422	189,641	171,506	189,123	131,373	103,382	76,142	69,601
Noninterest expense	540,547	519,595	478,489	455,349	400,812	390,664	342,332^r	323,537^r	239,942	201,401
Interest expense	·	·	275,234	65,863	31,099	68,452	123,324	91,147	49,528	33,279
Income before income taxes	321,270	268,324	318,596	241,722	240,933	184,411	242,862	214,221	116,163	130,731
Income tax expense	65,665	39,494	62,733	24,110	35,773	28,601	44,787	41,626	19,376	42,205
Net income	255,605	228,830	255,863	217,612	205,160	155,810	198,075	172,595	96,787	88,526
Earnings per share, basic	2.68	2.42	2.72	2.33	2.16	1.60	2.01	1.95	1.57	1.45
Earnings per share, diluted	2.66	2.40	2.69	2.30	2.14	1.59	2.00	1.93	1.56	1.43
Weighted average shares, basic	95,284,550	94,404,617	93,938,772	93,528,712	95,034,690	97,363,952	98,305,570	88,582,090	61,529,460	61,206,093
Weighted average shares, diluted	96,157,964	95,405,719	95,096,067	94,586,851	95,897,385	98,093,098	98,851,471	89,614,205	62,171,590	61,985,422

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton FFBC · research, not advice