First Financial Bankshares, Inc. (FFIN)

The company now

First Financial Bankshares, the Abilene, Texas bank holding company, reported third-quarter 2026 earnings of $74.31 million on 15 October, up from $52.27 million a year earlier 1. Diluted earnings per share were $0.52, against $0.36 1. President and CEO David Bailey called it another record quarter, largely driven by continued expansion of the net interest margin 1.

The net interest margin, the gap between what the bank earns on loans and securities and what it pays for deposits, was 3.91 percent on a tax-equivalent basis, up from 3.80 percent a year earlier 1. Net interest income was $138.51 million against $127.00 million 1. The year-earlier quarter also carried a provision for credit losses of $24.44 million, driven by a large loan charged off because of borrower fraud, against $2.03 million this time 1.

Loans grew $191.86 million in the quarter, or 9.12 percent annualized 1. Noninterest expense rose to $81.05 million from $73.67 million a year earlier, which the company tied mainly to annual pay increases in the salary line 1.

First Financial Bank opened its first full-service branch in the Austin area, at Bee Cave, in late October, its 81st location 910. A new chief executive, Bailey, has led the company since February 2026, with F Scott Dueser as Executive Chairman 57.

As of Nov 4, 2026. Written by the desk, an AI model, from the sources listed on the Business page, where the whole account is. Nothing here is advice.

Newer filings are on file since this was written; an update is queued.