First Guaranty Bancshares, Inc. (FGBI)

Nasdaq: FGBI · Savings Institution, Federally Chartered · Hammond, LA · filing with the SEC since 2007

Grade2.8

◀ Past 3.3● Present 2.3▶ Future 2.8

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 31, 2026	Mar 17, 2025	Mar 15, 2024	Mar 16, 2023	Mar 16, 2022	Mar 16, 2021	Mar 16, 2020	Mar 15, 2019	Mar 16, 2018	Mar 30, 2017
For lenders
Interest and dividend income	213,279	221,706	183,009	136,576	111,917	100,684	91,643	78,390	67,546	58,532
Interest expense on deposits and borrowings	126,337	133,268	98,304	·	·	·	·	·	·	·
Net interest income	86,942	88,438	84,705	100,042	89,618	74,667	61,677	57,024	53,153	48,392
Provision for credit losses	81,729	20,034	3,714	3,656	2,055	14,877	4,860	1,354	3,822	3,705
Net interest income after provision	5,213	68,404	80,991	96,386	87,563	59,790	56,817	55,670	49,331	44,687
Noninterest income	8,476	24,739	10,577	11,009	10,760	23,780	8,299	5,280	8,340	9,455
Noninterest expense	82,249	77,137	79,672	71,005	63,868	58,033	47,219	43,275	38,521	32,885
Operating income	-46,200	·	·	·	·	·	·	·	·	·
Interest expense	·	·	98,304	36,534	22,299	26,017	29,966	21,366	14,393	10,140
Income before income taxes	-68,560	16,006	11,896	36,390	34,455	25,537	17,897	17,675	19,150	21,257
Income tax expense	-12,538	3,558	2,677	7,506	7,158	5,219	3,656	3,462	7,399	7,164
Net income	-56,022	12,448	9,219	28,884	27,297	20,318	14,241	14,213	11,751	14,093
Preferred dividends	·	·	·	·	·	·	·	·	0	0
Net income to common shareholders	-58,350	10,119	6,890	26,556	25,913	20,318	14,241	·	11,751	14,093
Earnings per share, basic	-4.17	0.81	0.62	2.48	2.42	1.90^r	1.34^r	1.3364^rb	1.10^rb	1.5273^rb
Weighted average shares, basic	13,985,460	12,501,035	11,165,303	10,716,796	10,716,796	10,716,796^r	10,666,055^r	10,655,835^rb	10,655,835^rb	9,206,366^rb

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the change of share basis.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Operating income profit from running the business, before interest and taxus-gaap:OperatingIncomeLoss

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

SI Assistanton FGBI · research, not advice