Fair Isaac Corporation (FICO)

From the record

Fair Isaac Corporation's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Fair Isaac Corporation's 10 filed years say what it did: revenue went from $935 million in fiscal 2017 to $2.5 billion in fiscal 2026, up 11.7% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2026-09-30, Fair Isaac Corporation's diluted share count shrank about 3.2% a year, and dividends and buybacks returned about 100% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 22 sales (3 under scheduled 10b5-1 plans) and 1 purchase of their own stock on the open market in the year to 2026-11-06, buying about $7 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2026-09-30, Fair Isaac Corporation's shareholders' equity was below zero, so the profit on it is not read, and gross profitability: its products earned about 105 cents per dollar of everything the company owns (revenue less the cost of revenue). Leverage: it owed about 287 cents per dollar of assets, and net share issuance: its share count shrank 6.4% over the year (the filed statements).

From the record

Fair Isaac Corporation's standing among 101 graded names in its industry family: revenue of $2.5 billion in fiscal 2026 ranks in the top 37% by size; a net margin of 32.9% ranks in the top 5%; revenue growth of 18.8% a year over the last 3 filed years ranks in the top 31% (its annual reports).

From the record

Fair Isaac Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Lansing, William J (President and CEO, as filed), filing under that title since 2012-01-30, 14.8 years (top 10% of its family); the 14 officers and directors filing in the last fifteen months have been on the record a median of 11.4 years (top 2%); 1 officer or director change was reported on Form 8-K since 2023-11-13, against the 14 people in charge now (top 2%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Fair Isaac Corporation's room to grow, from the newest filed statements (fiscal 2026): cash of $218 million against debt of $5.3 billion leaves -243% of its assets as net cash, bottom 1% of its family; cash from operations less capital spending is 42.2% of revenue (top 7%); a gross margin of 86.1% (top 2%); research spending of 8.3% of revenue (bottom 42%) (its annual report).

From the record

Fair Isaac Corporation's growth drivers, from the filed years to fiscal 2026: revenue grew 18.8% a year over the last three filed years against 11.7% over all 10, speeding up (top 8% of its family); the newest year grew 27.3% (top 20%); research spending grew 9.4% a year (top 42%); capital spending grew -20.4% a year (bottom 18%) (its annual reports). Fair Isaac Corporation reported 2 lines of business in fiscal 2025: Scores at $1.2 billion (59%), Software at $822 million (41%); 2 of 2 grew against the year before (its annual report).

From the record

Fair Isaac Corporation's newest year against its own record: revenue of $2.5 billion in fiscal 2026 came in 11% above the $2.3 billion its prior three years' pace pointed to (top 22% of its family); net income of $835 million against a prior three-year average of $531 million (bottom 49%); a net margin of 32.9% against 30.3% before (bottom 45%) (its annual reports).