FinVolution Group (FINV)

NYSE: FINV · Loan Brokers · Shanghai, CN · filing with the SEC since 2017

Grade6.8

◀ Past 8.4● Present 6.1▶ Future 5.1

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Income statement, as filed

In thousands of Chinese yuan (CNY), as filed; per-share figures in Chinese yuan; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Apr 29, 2026	Apr 18, 2025	Apr 25, 2024	Apr 25, 2023	Apr 29, 2022	Apr 28, 2021	Apr 30, 2020	Apr 25, 2019	Apr 27, 2018	·
Revenue	13,569,483	13,065,824	12,547,445	11,134,203	9,470,128	7,563,087	5,962,757	4,218,946^r	3,895,846	1,208,674
For lenders
Interest expense on deposits and borrowings	36,918	19,369	53,114	146,306	·	·	·	·	·	·
Net interest income	1,336,459	853,779	1,049,379	1,174,204	1,216,170	1,113,337	1,106,669	256,108	31,377	41,789
Provision for credit losses	637,700	320,013	586,843	415,902	374,243	463,175	235,620	60,085^r	15,598^r	34,705
Net interest income after provision	·	·	1,049,379	1,174,204	1,216,170	1,113,337	1,106,669	256,108^r	31,377^r	7,084
Research and development	536,617	496,740	510,986	491,484	434,850	370,175	390,585	317,965	164,869	·
Sales and marketing	2,200,543	2,014,254	1,887,442	1,685,022	1,584,233	482,859	720,333	710,754	788,291	352,952
General and administrative	442,148	413,548	390,022	401,731	518,245	461,116	435,816	383,388^r	423,795^r	237,808
Total operating expenses	10,656,183	10,530,697	10,163,558	8,618,865	6,856,362	5,255,554	3,316,330	2,697,079^r	2,398,063^r	978,909
Interest expense	28,472	·	53,114	146,306	73,846	228,320	235,620	60,085	15,598	18,191
Total non-operating income (expense)	216,617	310,123	394,698	220,693	122,368	116,469	136,491	148,356	36,531	13,684
Income before income taxes	3,101,445	2,845,250	2,778,585	2,736,031	2,736,134	2,424,002	2,856,480	2,620,657	1,357,618	549,757
Income tax expense	556,243	457,405	395,100	454,775	240,818	455,421	481,962	151,206	274,711	48,267
Net income including non-controlling interests	2,545,202	2,387,845	2,383,485	2,281,256	2,495,316	1,968,581	2,374,518	2,469,451	1,082,907	501,490
Net income to non-controlling interests	2,797	4,699	42,650	14,874	-13,631	-4,119	1,668	377	-76	·
Net income	2,542,405	2,383,146	2,340,835	2,266,382	2,508,947	1,972,700	2,372,850	2,469,074	1,082,983	501,490
Net income to common shareholders	2,542,405	2,383,146	2,340,835	2,266,382	2,508,947	1,972,700	2,372,850	2,469,074	-1,990,488	-60,532
Earnings per share, basic	2.02	1.85	1.70	1.60	1.77	1.34	1.56^r	1.65^r	-2.5525	-0.091
Earnings per share, diluted	1.92	1.81	1.67	1.56	1.69	1.32	1.53^r	1.54^r	-2.5525	-0.091
Earnings per share, basic and diluted	·	·	·	·	·	·	·	·	-2.5525	-0.091
Weighted average shares, basic	1,259,849,521	1,287,853,207	1,374,713,018	1,412,648,862	1,420,870,790	1,477,162,991	1,525,814,189	1,498,780,165	779,804,270	665,000,000
Weighted average shares, diluted	1,334,237,985	1,320,229,492	1,402,947,561	1,454,291,316	1,482,501,832	1,491,325,420	1,552,423,060	1,599,592,231	779,804,270	665,000,000
Weighted average shares, basic and diluted	·	·	·	·	·	·	·	0	0^r	0^r

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it sold

us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
us-gaap:Revenues
us-gaap:RevenuesNetOfInterestExpense
us-gaap:SalesRevenueNet

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Research and development spent on inventing what it sells nextus-gaap:ResearchAndDevelopmentExpense

Sales and marketing the cost of finding and serving customersus-gaap:SellingAndMarketingExpense

General and administrative the cost of running the company itselfus-gaap:GeneralAndAdministrativeExpense

Total operating expenses the running costs togetherus-gaap:OperatingExpenses

Interest expense what its borrowing costus-gaap:InterestExpense

Total non-operating income (expense) everything outside the business, togetherus-gaap:NonoperatingIncomeExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income to non-controlling interests the share that belongs to minority holdersus-gaap:NetIncomeLossAttributableToNoncontrollingInterest

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Earnings per share, basic and diluted net income per share, where both counts are the sameus-gaap:EarningsPerShareBasicAndDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

Weighted average shares, basic and diluted the average count, where both counts are the sameus-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted

SI Assistanton FINV · research, not advice