F.N.B. Corp (FNB)

From the record

F.N.B. Corp's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

F.N.B. Corp's 10 filed years say what it did: revenue went from $679 million in fiscal 2016 to $2.3 billion in fiscal 2025, up 14.7% a year; it rose in 7 of 9 years; the deepest fall was 19% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, F.N.B. Corp's diluted share count grew about 0.7% a year, and dividends and buybacks returned about 40% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 4 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, F.N.B. Corp earned about 8 cents of profit for every dollar of shareholders' money. Leverage: it owed about 87 cents per dollar of assets, and net share issuance: its share count shrank 0.2% over the year (the filed statements).

From the record

F.N.B. Corp's standing among 79 graded names in its industry family: revenue of $2.3 billion in fiscal 2025 ranks in the top 28% by size; a net margin of 24.3% ranks in the top 39%; revenue growth of 21.9% a year over the last 3 filed years ranks in the top 28% (its annual reports).

From the record

F.N.B. Corp's leadership, from its insiders' filings and its current reports: the chief executive on the record is Delie, Vincent J Jr (Chairman, President, & CEO, as filed), filing under that title since 2012-01-18, 14.8 years (top 12% of its family); the 18 officers and directors filing in the last fifteen months have been on the record a median of 13.6 years (top 2%); 4 officer or director changes were reported on Form 8-K since 2023-11-13, against the 18 people in charge now (top 20%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

F.N.B. Corp's room to grow, from the newest filed statements (fiscal 2025): cash of $2.5 billion against debt of $1.9 billion leaves 1.2% of its assets as net cash, bottom 31% of its family; cash from operations less capital spending is 16.2% of revenue (bottom 26%) (its annual report).

From the record

F.N.B. Corp's growth drivers, from the filed years to fiscal 2025: revenue grew 21.9% a year over the last three filed years against 14.7% over all 10, speeding up (top 31% of its family); the newest year grew 3.3% (bottom 46%); capital spending grew 3.7% a year (bottom 40%) (its annual reports). F.N.B. Corp tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

F.N.B. Corp's newest year against its own record: revenue of $2.3 billion in fiscal 2025 came in 22% below the $3.0 billion its prior three years' pace pointed to (bottom 31% of its family); net income of $565 million against a prior three-year average of $463 million (top 48%); a net margin of 24.3% against 26.5% before (bottom 48%) (its annual reports).