First Northern Community Bancorp (FNRN)

Nasdaq: FNRN · Savings Institution, Federally Chartered · Dixon, CA · filing with the SEC since 2000

Grade5.4

◀ Past 4.9● Present 6.0▶ Future 5.2

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 13, 2026	Mar 7, 2025	Mar 11, 2024	Mar 10, 2023	Mar 14, 2022	Mar 8, 2021	Mar 5, 2020	Mar 8, 2019	Mar 8, 2018	Mar 9, 2017
For lenders
Interest and dividend income	82,307	78,652	74,123	55,882	47,176	48,864	48,993	45,617	40,017	35,967
Interest expense on deposits and borrowings	14,835	14,292	7,584	·	·	·	·	·	·	·
Net interest income	67,472	64,360	66,539	54,696	46,264	47,380	47,134	44,349	38,938	34,810
Provision for credit losses	0	-250	1,150	900	-1,500	3,050	0	2,100	600	1,800
Net interest income after provision	67,472	64,610	65,439	53,796	47,764	44,330	47,134	42,249	38,338	33,010
Noninterest income	6,097	6,019	7,845	6,933	7,863	7,809	7,197	7,209	8,128	7,278
Noninterest expense	46,164	42,789	43,638	39,063	36,201	35,477	33,940	32,163	29,400	27,352
Interest expense	·	·	7,584	1,186	912	1,484	1,859	1,268	1,079	1,157
Income before income taxes	27,405	27,840	29,646	21,666	19,426	16,662	20,391	17,295	17,066	12,936
Income tax expense	6,277	7,806	8,092	5,782	5,240	4,501	5,670	4,744	8,318	4,885
Net income	21,128	20,034	21,554	15,884	14,186	12,161	14,721	12,551	8,748	8,051
Preferred dividends	·	·	·	·	·	·	·	·	0	0
Net income to common shareholders	·	·	·	·	·	·	·	·	8,748	8,051
Earnings per share, basic	1.30	1.20^r	1.2857^rb	0.9524^rb	0.8293^rb	0.7075^rb	0.8619^rb	0.7365^rb	0.5149^rb	0.4762^rb
Earnings per share, diluted	1.27	1.19^r	1.2762^rb	0.9433^rb	0.8206^rb	0.6993^rb	0.8462^rb	0.7287^rb	0.5074^rb	0.469^rb
Weighted average shares, basic	16,291,309	16,663,530^r	16,728,659^rb	16,636,323^rb	17,061,489^rb	17,155,974^rb	17,120,941^rb	17,079,818^rb	17,017,805^rb	16,967,841^rb
Weighted average shares, diluted	16,571,281	16,886,723^r	16,887,015^rb	16,819,105^rb	17,278,874^rb	17,309,230^rb	17,331,499^rb	17,316,061^rb	17,233,843^rb	17,076,968^rb

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the change of share basis.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton FNRN · research, not advice