All three tenses have at least two readings, so the archetype blend applies as printed.
Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.
What did they actually do?
Has it survived what it has been through?
2 warning events since 2017; the latest 2025-06-04.
From the record
First Northwest Bancorp's filings since 2017 show 2 warning events of 2 kinds: a warning not to rely on past financial statements (8-K item 4.02, the latest 2024-10-25); an auditor change (8-K item 4.01, the latest 2025-06-04) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+13.5% a year over 10 filed years; profitable in 8 of 10.
From the record
First Northwest Bancorp's 10 filed years say what it did: revenue went from $32 million in fiscal 2016 to $107 million in fiscal 2025, up 13.5% a year; it rose in 8 of 9 years; the deepest fall was 5% from fiscal 2024 to fiscal 2025; net income was positive in 8 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count shrank 1.3% a year. 37% of cash flow returned. Insiders: 1 sales, 1 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, First Northwest Bancorp's diluted share count shrank about 1.3% a year, and dividends and buybacks returned about 37% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 1 purchase of their own stock on the open market in the year to 2026-11-10, buying about $50 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE -3%: lost 3¢ per shareholder dollar. Leverage 93%: owes 93¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, First Northwest Bancorp lost about 3 cents for every dollar of shareholders' money. Leverage: it owed about 93 cents per dollar of assets, and net share issuance: its share count grew 0.1% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 23% of 22 in its family; net margin -3.9%.
From the record
First Northwest Bancorp's standing among 22 graded names in its industry family: revenue of $107 million in fiscal 2025 ranks in the bottom 48% by size; a net margin of -3.9% ranks in the bottom 7%; revenue growth of 10% a year over the last 3 filed years ranks in the bottom 16% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
bottom 14% of 16 in its family for leadership; chief executive since 2025.
From the record
First Northwest Bancorp's leadership, from its insiders' filings and its current reports: the chief executive on the record is Queyrouze, Curt (President / CEO, as filed), filing under that title since 2025-09-18, 1.2 years (bottom 27% of its family); the 15 officers and directors filing in the last fifteen months have been on the record a median of 2.4 years (bottom 4%); 13 officer or director changes were reported on Form 8-K since 2023-11-13, against the 15 people in charge now (bottom 11%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
SI estimate 1.1/10, confidence 35 of 100 (one part).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: First Northwest Bancorp's room to expand is put at 1.1 of 10 with a confidence of 35 of 100, because read from one part only, cash from operations less capital spending against revenue, which ranks in the bottom 11% of 23 in its family; the record does not carry two of the four parts: cash less debt against assets, cash from operations less capital spending against revenue, gross margin, research against revenue. A filing that carries the missing parts replaces this estimate with the filed reading.
What could actually drive growth from here?
bottom 21% of 19 in its family for growth drivers.
From the record
First Northwest Bancorp's growth drivers, from the filed years to fiscal 2025: revenue grew 10% a year over the last three filed years against 13.5% over all 10, slowing (bottom 8% of its family); the newest year grew -4.8% (bottom 8%); capital spending grew -4.8% a year (bottom 47%) (its annual reports). First Northwest Bancorp tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
bottom 13% of 17 in its family for expectations against reality.
From the record
First Northwest Bancorp's newest year against its own record: revenue of $107 million in fiscal 2025 came in 19.4% below the $133 million its prior three years' pace pointed to (bottom 32% of its family); net income of $4 million against a prior three-year average of $4 million (bottom 3%); a net margin of -3.9% against 5.3% before (bottom 3%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made