Finance of America Companies Inc. (FOA)

NYSE: FOA · Mortgage Bankers & Loan Correspondents · Plano, TX · filing with the SEC since 2020

Grade3.7

◀ Past 1.9● Present 4.4▶ Future 5.7

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Report filed	Mar 13, 2026	Mar 14, 2025	Mar 15, 2024	Mar 16, 2023	Mar 15, 2022	May 17, 2021	·
Revenue	497,432,000	394,364,000^r	234,250,000	52,762,000^r	·	1,800,145,000	891,525,000
For lenders
Interest and dividend income	1,919,970,000	1,905,214,000	1,628,877,000^r	6,038,000^r	·	42,584,000	37,323,000
Interest and investment income	439,000	1,913,000	1,270,000	·	·	·	·
Interest expense on deposits and borrowings	1,659,210,000	1,637,286,000	1,360,998,000	·	·	·	·
Net interest income	260,760,000	267,928,000	267,879,000^r	-112,611,000^r	·	-80,417,000	-101,408,000
General and administrative	51,093,000	59,462,000	82,204,000	71,082,000^r	·	395,871,000^r	256,217,000^r
Total operating expenses	369,531,000	343,726,000	392,007,000	418,226,000^r	·	1,293,757,000	818,278,000
Operating income	·	·	·	·	·	-2,392,686	-327,399
Interest expense	57,562,000	-16,695,000^r	29,619,000	118,649,000^r	·	123,001,000	138,731,000
Interest income (expense), net	-57,562,000	16,695,000	·	·	·	·	·
Other income (expense), net	-14,804,000	-6,931,000	211,000	31,992,000^r	·	-6,131,000	4,332,000
Income before income taxes	113,097,000	42,816,000	-166,842,000	-343,000,000^r	·	500,257,000	77,579,000
Income tax expense	3,519,000	2,398,000	-593,000	-17,132,000^r	·	2,344,000	949,000
Income from continuing operations	48,223,000	17,496,000	-61,287,000	-64,418,000	·	·	·
Income from discontinued operations	-6,539,000	-4,727,000	-51,909,000	-389,660,000	·	·	·
Net income including non-controlling interests	103,039,000	35,691,000	-218,158,000	-715,528,000	·	497,913,000	76,630,000
Net income to non-controlling interests	·	·	·	-524,846,000	·	·	·
Net income	45,235,000	15,488,000	-80,088,000	-190,682,000	·	518,388,000^r	54,412,000^r
Preferred dividends	196,000	0	·	·	·	·	·
Net income to common shareholders	·	·	·	-190,682,000	·	-17,665,187	4,098,520
Earnings per share, basic	4.72	1.57	-9.77^r	-30.60^b	·	·	·
Earnings per share, diluted	3.74	1.18	-9.77^r	-31.20^b	·	·	·
Weighted average shares, basic	9,537,237	9,850,903	8,197,753^r	6,229,853^b	·	·	·
Weighted average shares, diluted	26,930,745	23,406,233	8,197,753^r	18,823,651^b	·	·	·

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the 1-for-10 reverse split.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:Revenues

Interest and dividend income what its loans and securities earnedus-gaap:InterestIncomeOperating

Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeInterest

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

General and administrative the cost of running the company itselfus-gaap:GeneralAndAdministrativeExpense

Total operating expenses the running costs togetherus-gaap:OperatingExpenses

Operating income profit from running the business, before interest and taxus-gaap:OperatingIncomeLoss

Interest expense what its borrowing cost

us-gaap:InterestExpenseNonoperating
us-gaap:InterestExpense

Interest income (expense), net interest earned less interest paid, outside the businessus-gaap:InterestIncomeExpenseNonoperatingNet

Other income (expense), net gains and costs outside the businessus-gaap:OtherNonoperatingIncomeExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Income from continuing operations profit from the businesses it keepsus-gaap:IncomeLossFromContinuingOperations

Income from discontinued operations profit or loss from businesses it sold or closedus-gaap:IncomeLossFromDiscontinuedOperationsNetOfTax

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income to non-controlling interests the share that belongs to minority holdersus-gaap:NetIncomeLossAttributableToNoncontrollingInterest

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton FOA · research, not advice