All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
3 warning events since 2017; the latest 2019-07-02.
From the record
Franklin Financial Services Corporation's filings since 2017 show 3 warning events: an auditor change (8-K item 4.01, 3 times, the latest 2019-07-02) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+13.4% a year over 10 filed years; profitable in 10 of 10.
From the record
Franklin Financial Services Corporation's 10 filed years say what it did: revenue went from $37 million in fiscal 2016 to $114 million in fiscal 2025, up 13.4% a year; it rose in 8 of 9 years; the deepest fall was 7% from fiscal 2019 to fiscal 2020; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 0.2% a year. 29% of cash flow returned. Insiders: 2 sales, 8 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Franklin Financial Services Corporation's diluted share count grew about 0.2% a year, and dividends and buybacks returned about 29% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 2 sales and 8 purchases of their own stock on the open market in the year to 2026-09-30, buying about $130 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 12%: 12¢ of profit per shareholder dollar. Leverage 92%: owes 92¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Franklin Financial Services Corporation earned about 12 cents of profit for every dollar of shareholders' money. Leverage: it owed about 92 cents per dollar of assets, and net share issuance: its share count grew 1.4% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 46% of 155 in its family; net margin 18.6%.
From the record
Franklin Financial Services Corporation's standing among 155 graded names in its industry family: revenue of $114 million in fiscal 2025 ranks in the bottom 16% by size; a net margin of 18.6% ranks in the bottom 36%; revenue growth of 26.5% a year over the last 3 filed years ranks in the top 14% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
bottom 45% of 150 in its family for leadership; chief executive since 2025.
From the record
Franklin Financial Services Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Best, Craig W (CEO, as filed), filing under that title since 2025-07-17, 1.3 years (bottom 11% of its family); the 19 officers and directors filing in the last fifteen months have been on the record a median of 11.3 years (top 14%); 7 officer or director changes were reported on Form 8-K since 2023-11-13, against the 19 people in charge now (bottom 38%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
top 44% of 142 in its family for room to expand.
From the record
Franklin Financial Services Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $128 million against no long-term debt tagged leaves 5.7% of its assets as net cash, top 30% of its family; cash from operations less capital spending is 22.2% of revenue (bottom 42%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
top 26% of 152 in its family for growth drivers.
From the record
Franklin Financial Services Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 26.5% a year over the last three filed years against 13.4% over all 10, speeding up (top 8% of its family); the newest year grew 12.7% (top 17%); capital spending grew 3.2% a year (bottom 45%) (its annual reports). Franklin Financial Services Corporation tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 26% of 150 in its family for expectations against reality.
From the record
Franklin Financial Services Corporation's newest year against its own record: revenue of $114 million in fiscal 2025 came in 15.9% below the $136 million its prior three years' pace pointed to (bottom 49% of its family); net income of $21 million against a prior three-year average of $13 million (top 7%); a net margin of 18.6% against 18.4% before (top 20%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made