Company Analysis

First Seacoast Bancorp, Inc. (FSEA)

FSEA · Savings Institution, Federally Chartered · Dover, NH · filing with the SEC since 2022
Grade5.3
◀ Past 6.7● Present 4.3▶ Future 4.4
3 est.

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021
Report filedMar 20, 2026Mar 21, 2025Mar 29, 2024Mar 24, 2023·
For lenders
Interest and dividend income26,98625,43120,59016,61015,495
Interest expense on deposits and borrowings13,29913,5339,080··
Net interest income13,68711,89811,51014,86314,260
Provision for credit losses··188·205
Net interest income after provision13,68811,97011,32214,86314,055
Noninterest income1,7533,904-2,0078882,249
Noninterest expense16,92415,86016,02716,76713,082
Interest expense··9,0801,7471,235
Income before income taxes-1,48314-6,712-1,0163,222
Income tax expense-6385273,944-451601
Net income including non-controlling interests-845-513-10,656-5652,621
Net income-845-513-10,656-5652,621
Earnings per share, basic-0.23-0.12-2.29-0.12r0.54b
Earnings per share, diluted-0.23-0.12-2.29-0.12r0.54b
Weighted average shares, basic3,676,4274,335,1544,650,9164,820,330r4,847,924b
Weighted average shares, diluted3,676,4274,335,1544,650,9164,820,330r4,847,924b
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the change of share basis.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses
Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
Interest expense what its borrowing costus-gaap:InterestExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton FSEA · research, not advice