First United Corporation (FUNC)

From the record

First United Corporation's filings since 2017 show 3 warning events of 2 kinds: an auditor change (8-K item 4.01, 2 times, the latest 2021-04-01); a late-report notice (Form NT 10-K or NT 10-Q, the latest 2020-11-10) (its current reports).

From the record

First United Corporation's 10 filed years say what it did: revenue went from $46 million in fiscal 2016 to $101 million in fiscal 2025, up 9.2% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, First United Corporation's diluted share count shrank about 0.8% a year, and dividends and buybacks returned about 34% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 5 sales and 18 purchases of their own stock on the open market in the year to 2026-11-03, buying about $44 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, First United Corporation earned about 12 cents of profit for every dollar of shareholders' money. Leverage: it owed about 90 cents per dollar of assets, and net share issuance: its share count shrank 0.6% over the year (the filed statements).

From the record

First United Corporation's standing among 79 graded names in its industry family: revenue of $101 million in fiscal 2025 ranks in the bottom 15% by size; a net margin of 24.3% ranks in the top 37%; revenue growth of 17.3% a year over the last 3 filed years ranks in the bottom 44% (its annual reports).

From the record

First United Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Rush, Jason Barry (Chairman, President & CEO, as filed), filing under that title since 2026-02-05, 9 months (bottom 8% of its family); the 19 officers and directors filing in the last fifteen months have been on the record a median of 6.3 years (bottom 42%); 12 officer or director changes were reported on Form 8-K since 2023-11-13, against the 19 people in charge now (bottom 7%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

First United Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $132 million against debt of $96 million leaves 1.7% of its assets as net cash, bottom 39% of its family; cash from operations less capital spending is 15.3% of revenue (bottom 21%) (its annual report).

From the record

First United Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 17.3% a year over the last three filed years against 9.2% over all 10, speeding up (top 28% of its family); the newest year grew 9.6% (top 21%); capital spending grew 3.5% a year (bottom 38%) (its annual reports). First United Corporation tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

First United Corporation's newest year against its own record: revenue of $101 million in fiscal 2025 came in 9.7% below the $112 million its prior three years' pace pointed to (top 28% of its family); net income of $25 million against a prior three-year average of $20 million (bottom 49%); a net margin of 24.3% against 27% before (bottom 45%) (its annual reports).