Company Analysis

FVCBankcorp, Inc. (FVCB)

Nasdaq: FVCB · State Commercial Banks · Fairfax, VA · filing with the SEC since 2016
Grade4.8
◀ Past 5.1● Present 4.9▶ Future 4.3

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017
Report filedMar 16, 2026Mar 20, 2025Mar 21, 2024Mar 24, 2023Mar 24, 2022Mar 25, 2021Mar 27, 2020Mar 29, 2019·
Revenue1,7811,5641,4741,4321,588····
For lenders
Interest and dividend income118,397113,312106,61580,68268,42867,10366,73451,92440,302
Interest and investment income···-331,4640···
Interest expense on deposits and borrowings54,62857,72352,219······
Net interest income63,76955,58954,39665,24457,94752,62048,06339,81432,107
Provision for credit losses1,628983422,629-5005,0161,7201,9201,200
Net interest income after provision62,18055,58354,26462,61558,44747,60446,34337,89430,907
Noninterest income···2,8344,3022,8912,5461,6612,975
Noninterest expense37,57035,82036,66234,46034,54030,83828,87726,44819,346
Interest expense··52,21915,43810,48114,48318,67112,1108,195
Income before income taxes28,24722,2974,23230,98928,20919,65720,01213,10714,535
Income tax expense6,1907,2334106,0056,2764,1564,1842,2386,846
Net income including non-controlling interests···24,98421,93315,50115,82810,8697,690
Net income22,05715,0643,82224,98421,93315,50115,82810,8697,690
Earnings per share, basic1.220.830.221.431.29r0.912b0.92b0.744b0.592b
Earnings per share, diluted1.210.820.211.351.20r0.88b0.856b0.68b0.536b
Weighted average shares, basic18,121,00018,057,00017,723,000r17,43117,062r16,928b17,271b14,644b13,044b
Weighted average shares, diluted18,260,00018,397,00018,231,000r18,484,000b18,227,000rb17,668,000b18,531,000b16,028,000b14,431,000b
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the 5-for-4 split of Dec 2022.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeNet
us-gaap:InvestmentIncomeNonoperating
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses
Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
Interest expense what its borrowing costus-gaap:InterestExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton FVCB · research, not advice