Company Analysis

GATX Corporation (GATX)

NYSE: GATX · Transportation Services · Chicago, IL · filing with the SEC since 1994
Grade5.8
◀ Past 6.8● Present 5.6▶ Future 5.1

The grade of GATX Corporation

Nine metrics read from its own filings, by tense
Headline grade
5.8/10
◀ Past6.825% of the headline
● Present5.645% of the headline
▶ Future5.130% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

6.8/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
7.8/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 45% of this tense · 78th percentile among 18 sector filers · read for itself

From the record

GATX Corporation's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
5.6/10

What has it actually done, year after year?

+2.3% a year over 10 filed years; profitable in 10 of 10.

weight 33% of this tense · 56th percentile among 15 sector filers · read for its customers

From the record

GATX Corporation's 10 filed years say what it did: revenue went from $1.4 billion in fiscal 2016 to $1.7 billion in fiscal 2025, up 2.3% a year; it rose in 7 of 9 years; the deepest fall was 17% from fiscal 2016 to fiscal 2018; net income was positive in 10 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span2.3%bottom 32% of its family
  • the share of years revenue rosebottom 37% of its family
  • the share of filed years with a profittop 13% of its family
  • the deepest fall from a revenue peak17.1%top 30% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
6.5/10

How has it treated the people who own it?

Share count steady. 19% of cash flow returned. Insiders: 21 sales, 0 purchases.

weight 22% of this tense · 65th percentile among 13 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, GATX Corporation's diluted share count held steady, and dividends and buybacks returned about 19% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 21 sales and 0 purchases of their own stock on the open market in the year to 2026-11-10 (their Form 4 filings).

What it rests on

  • the share count over the yearstop 28% of its family
  • cash returned against operating cash flowtop 42% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

5.6/1045% of the headline grade · 3 of 3 filed

Financial health

as filed
4.6/10

Is it financially healthy right now?

ROE 12%: 12¢ of profit per shareholder dollar. Leverage 85%: owes 85¢ per asset dollar.

weight 33% of this tense · 46th percentile among 17 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, GATX Corporation earned about 12 cents of profit for every dollar of shareholders' money. Leverage: it owed about 85 cents per dollar of assets, and net share issuance: its share count was unchanged over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 21% of its family
  • return on equitytop 37% of its family
  • the share count against the year beforetop 47% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
5.4/10

How strong is its position in its industry?

top 46% of 15 in its family; net margin 19.2%.

weight 45% of this tense · 54th percentile among 15 sector filers · read for its customers

From the record

GATX Corporation's standing among 15 graded names in its industry family: revenue of $1.7 billion in fiscal 2025 ranks in the bottom 42% by size; a net margin of 19.2% ranks in the top 17%; revenue growth of 11% a year over the last 3 filed years ranks in the bottom 37% (its annual reports).

What it rests on

  • revenue against the family$1.74Bbottom 42% of its family
  • net margin19.2%top 17% of its family
  • three-year revenue growth11.0%bottom 37% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
7.4/10

What are the people in charge doing?

top 26% of 8 in its family for leadership; chief executive since 2023.

weight 22% of this tense · 74th percentile among 8 sector filers · read for its shareholders

From the record

GATX Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Lyons, Robert C (President and CEO, as filed), filing under that title since 2023-01-27, 3.8 years (top 39% of its family); the 23 officers and directors filing in the last fifteen months have been on the record a median of 6.8 years (top 36%); 3 officer or director changes were reported on Form 8-K since 2023-11-13, against the 23 people in charge now (top 4%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge3 in three years among 23 peopletop 4% of its family
  • the median years the people in charge have filed6.8 yearstop 36% of its family
  • the chief executive's years on the record3.8 yearstop 39% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

5.1/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
5.0/10

How much room does it have to grow?

bottom 50% of 15 in its family for room to expand.

weight 33% of this tense · 50th percentile among 15 sector filers · read for itself

From the record

GATX Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $743 million against debt of $13 billion leaves -65.3% of its assets as net cash, bottom 3% of its family; cash from operations less capital spending is 37.2% of revenue (top 3%) (its annual report).

What it rests on

  • cash less debt against assets-65.3%bottom 3% of its family
  • cash from operations less capital spending against revenue37.2%top 3% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
5.8/10

What could actually drive growth from here?

top 42% of 15 in its family for growth drivers.

weight 33% of this tense · 58th percentile among 15 sector filers · read for its customers

From the record

GATX Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 11% a year over the last three filed years against 2.3% over all 10, speeding up (top 32% of its family); the newest year grew 9.8% (bottom 30%); capital spending grew 24.6% a year (top 23%) (its annual reports). GATX Corporation reported 4 lines of business in fiscal 2025: Rail North America at $1.2 billion (68%), Rail International at $388 million (22%), Portfolio Management at $125 million (7%), and 1 more; 4 of 4 grew against the year before (its annual report).

What it rests on

  • three-year growth against the whole span+8.7 points a yeartop 32% of its family
  • the newest year's revenue growth9.8%bottom 30% of its family
  • three-year growth of capital spending24.6%top 23% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
4.6/10

Did its newest year beat what its own record pointed to?

bottom 46% of 14 in its family for expectations against reality.

weight 33% of this tense · 46th percentile among 14 sector filers · read for its shareholders

From the record

GATX Corporation's newest year against its own record: revenue of $1.7 billion in fiscal 2025 came in 1.6% below the $1.8 billion its prior three years' pace pointed to (bottom 46% of its family); net income of $333 million against a prior three-year average of $233 million (bottom 46%); a net margin of 19.2% against 16.2% before (bottom 46%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-1.6%bottom 46% of its family
  • net income against the prior three years' average+43%bottom 46% of its family
  • net margin against its prior average+3.0 pointsbottom 46% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton GATX · research, not advice