Company Analysis

Green Dot Corporation (GDOT)

NYSE: GDOT · Finance Services · Provo, UT · filing with the SEC since 2007
Grade6.3
◀ Past 7.1● Present 5.6▶ Future 5.9

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017Dec 31, 2016
Report filedMar 16, 2026Mar 4, 2025Feb 29, 2024Mar 1, 2023Feb 28, 2022Feb 26, 2021Mar 2, 2020Feb 27, 2019Feb 27, 2018Feb 27, 2017
Revenue2,080,4911,723,8761,501,3281,449,5661,433,1971,253,7601,108,5951,065,575r901,123r718,774
For lenders
Net interest income··-3,027-255-150-761-1,864r-5,046r-5,838·
Provision for credit losses···32,35224,9788592,4053,094430r-151
Sales and marketing207,893217,210245,325297,900382,163415,111386,840326,333280,561249,096
Total operating expenses2,066,8321,725,5441,478,6581,355,1911,366,7231,223,687985,677935,160791,827655,458
Operating income13,659-1,66822,67094,37566,47430,073122,918130,415r109,296r63,316
Interest and investment income·······23,70111,2437,367
Interest income (expense), net-6,152-5,506-3,027-255······
Share of profit of equity-method investments-86,870-15,751-9,310-15,6481,579-6,29000··
Other income (expense), net-104,779-15,365-5,010-10,199-2,624-1,21727-1,552··
Income before income taxes-97,272-22,53914,633·······
Income tax expense1,5944,1637,91119,70916,2204,96421,1845,11417,57119,961
Net income-98,866-26,7026,72264,21247,48023,13199,897118,70385,88741,600
Net income to common shareholders-98,866-26,7026,72264,03447,06822,78599,897118,70385,88740,798
Weighted average shares, basic55,09953,52752,25153,35154,07052,43852,19552,22250,48249,535
Weighted average shares, diluted55,09953,52752,51053,87155,22053,68553,13854,48153,19850,797
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:Revenues
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanLeaseAndOtherLosses
Sales and marketing the cost of finding and serving customersus-gaap:SellingAndMarketingExpense
Total operating expenses the running costs togetherus-gaap:OperatingExpenses
Operating income profit from running the business, before interest and taxus-gaap:OperatingIncomeLoss
Interest and investment income what its cash and investments earnedus-gaap:InterestIncomeOther
Interest income (expense), net interest earned less interest paid, outside the businessus-gaap:InterestIncomeExpenseNonoperatingNet
Share of profit of equity-method investments its share of companies it partly ownsus-gaap:IncomeLossFromEquityMethodInvestments
Other income (expense), net gains and costs outside the businessus-gaap:OtherNonoperatingIncomeExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton GDOT · research, not advice