All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2017; the latest 2019-05-01.
From the record
Guidewire Software, Inc.'s filings since 2017 show 1 warning event: a warning not to rely on past financial statements (8-K item 4.02, the latest 2019-05-01) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+12.5% a year over 10 filed years; profitable in 4 of 10.
From the record
Guidewire Software, Inc.'s 10 filed years say what it did: revenue went from $510 million in fiscal 2017 to $1.5 billion in fiscal 2026, up 12.5% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 4 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 1.3% a year. 68% of cash flow returned. Insiders: 93 sales, 0 purchases.
From the record
Over the 3 fiscal years to 2026-07-31, Guidewire Software, Inc.'s diluted share count grew about 1.3% a year, and dividends and buybacks returned about 68% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 93 sales (80 under scheduled 10b5-1 plans) and 0 purchases of their own stock on the open market in the year to 2026-11-09 (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 12%: 12¢ of profit per shareholder dollar. Leverage 54%: owes 54¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2026-07-31, Guidewire Software, Inc. earned about 12 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 37 cents per dollar of everything the company owns. Leverage: it owed about 54 cents per dollar of assets, and net share issuance: its share count shrank 0.6% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
top 28% of 218 in its family; net margin 9.4%.
From the record
Guidewire Software, Inc.'s standing among 218 graded names in its industry family: revenue of $1.5 billion in fiscal 2026 ranks in the top 22% by size; a net margin of 9.4% ranks in the top 29%; revenue growth of 17.7% a year over the last 3 filed years ranks in the top 34% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
top 40% of 139 in its family for leadership; chief executive since 2019.
From the record
Guidewire Software, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Rosenbaum, Michael George (Chief Executive Officer, as filed), filing under that title since 2019-08-08, 7.3 years (top 23% of its family); the 13 officers and directors filing in the last fifteen months have been on the record a median of 5.4 years (top 45%); 7 officer or director changes were reported on Form 8-K since 2023-11-13, against the 13 people in charge now (bottom 48%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
top 43% of 216 in its family for room to expand.
From the record
Guidewire Software, Inc.'s room to grow, from the newest filed statements (fiscal 2026): cash of $373 million against no long-term debt tagged leaves 14.5% of its assets as net cash, top 46% of its family; cash from operations less capital spending is 25.6% of revenue (top 22%); a gross margin of 64.2% (bottom 39%); research spending of 23.1% of revenue (top 42%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
top 23% of 213 in its family for growth drivers.
From the record
Guidewire Software, Inc.'s growth drivers, from the filed years to fiscal 2026: revenue grew 17.7% a year over the last three filed years against 12.5% over all 10, speeding up (top 7% of its family); the newest year grew 22.7% (top 27%); research spending grew 10.8% a year (top 38%); capital spending grew 27.5% a year (top 22%) (its annual reports). Guidewire Software, Inc. reported 4 product lines in fiscal 2026: Subscription at $916 million (62%), Service at $270 million (18%), License at $235 million (16%), and 1 more; 2 of 4 grew against the year before (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 22% of 194 in its family for expectations against reality.
From the record
Guidewire Software, Inc.'s newest year against its own record: revenue of $1.5 billion in fiscal 2026 came in 6.5% above the $1.4 billion its prior three years' pace pointed to (top 23% of its family); net income of $139 million against a prior three-year average of $16 million (top 1%); a net margin of 9.4% against -2.4% before (top 42%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made