Company Analysis

Horace Mann Educators Corporation (HMN)

NYSE: HMN · Fire, Marine & Casualty Insurance · Springfield, IL · filing with the SEC since 1996
Grade5.2
◀ Past 6.0● Present 3.8▶ Future 5.7

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017Dec 31, 2016
Report filedFeb 27, 2026Feb 28, 2025Feb 27, 2024Feb 28, 2023Feb 25, 2022Feb 26, 2021Mar 2, 2020Mar 1, 2019Mar 1, 2018Mar 1, 2017
Revenue1,701,4001,595,2001,491,9001,381,600r1,329,300r1,310,400r1,430,500r1,191,5991,171,5501,128,910
For lenders
Interest and dividend income······374,548386,707383,470370,753
Interest and investment income·······-373,568-363,283-344,778
For insurers
Premiums earned1,228,4001,146,0001,057,1001,027,700r888,800r930,700r898,000r817,333794,703759,146
Net investment income464,300445,700444,800400,900422,500357,600r365,100r376,507373,630361,186
Benefits, claims and losses711,500745,000769,100747,000r590,700r568,900r585,100r637,560582,306541,004
Total benefits, losses and expenses1,500,2001,466,6001,438,6001,365,100r1,119,200r1,150,800r1,194,100r1,172,0621,082,8631,014,678
Total operating expenses334,400294,900267,000255,800··234,609205,413187,789173,112
Total costs and expenses·1,446,6001,438,6001,360,300······
Interest expense36,40034,60029,70019,40013,90015,200r15,600r13,00111,94811,808
Income before income taxes201,200128,60053,30016,500r210,100r159,600r236,400r19,53788,687114,232
Income tax expense39,10025,8008,300-3,300r39,700r26,300r52,000r1,194-80,77230,467
Net income162,100102,80045,00019,800r170,400r133,300r184,400r18,343169,45983,765
Net income to common shareholders····142,800133,300184,400···
Earnings per share, basic3.932.491.090.48r4.06r3.184.420.444.102.04
Earnings per share, diluted3.902.481.090.47r4.04r3.174.400.444.082.02
Weighted average shares, basic41,200,00041,300,00041,300,00041,600,00042,000,00041,900,000r41,700,000r41,570,49241,364,54641,158,349r
Weighted average shares, diluted41,600,00041,500,00041,400,00041,800,00042,200,00042,000,000r41,900,000r41,894,23241,564,97941,475,516r
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:Revenues
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeNet
Premiums earned insurance premiums earned in the periodus-gaap:PremiumsEarnedNet
Net investment income what its investments earnedus-gaap:NetInvestmentIncome
Benefits, claims and losses what it paid or set aside for claimsus-gaap:PolicyholderBenefitsAndClaimsIncurredNet
Total benefits, losses and expenses claims and every other cost togetherus-gaap:BenefitsLossesAndExpenses
Total operating expenses the running costs togetherus-gaap:OperatingExpenses
Total costs and expenses every operating cost, the cost of revenue includedus-gaap:OperatingCostsAndExpenses
Interest expense what its borrowing costus-gaap:InterestExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton HMN · research, not advice