All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
2 warning events since 2017; the latest 2022-03-15.
From the record
Home BancShares, Inc.'s filings since 2017 show 2 warning events of 2 kinds: a debt default or acceleration notice (8-K item 2.04, the latest 2022-03-15); a notice about its exchange listing (8-K item 3.01, the latest 2021-11-09) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+12.7% a year over 10 filed years; profitable in 10 of 10.
From the record
Home BancShares, Inc.'s 10 filed years say what it did: revenue went from $437 million in fiscal 2016 to $1.3 billion in fiscal 2025, up 12.7% a year; it rose in 6 of 9 years; the deepest fall was 13% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 0.4% a year. 54% of cash flow returned. Insiders: 8 sales, 1 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Home BancShares, Inc.'s diluted share count grew about 0.4% a year, and dividends and buybacks returned about 54% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 8 sales and 1 purchase of their own stock on the open market in the year to 2026-10-30, buying about $3 million (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 11%: 11¢ of profit per shareholder dollar. Leverage 81%: owes 81¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Home BancShares, Inc. earned about 11 cents of profit for every dollar of shareholders' money. Leverage: it owed about 81 cents per dollar of assets, and net share issuance: its share count shrank 1.2% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
top 32% of 155 in its family; net margin 37.2%.
From the record
Home BancShares, Inc.'s standing among 155 graded names in its industry family: revenue of $1.3 billion in fiscal 2025 ranks in the top 17% by size; a net margin of 37.2% ranks in the top 5%; revenue growth of 13.4% a year over the last 3 filed years ranks in the bottom 26% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
top 33% of 150 in its family for leadership; chief executive since 2020.
From the record
Home BancShares, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Allison, John W (Chairman & CEO, as filed), filing under that title since 2020-01-29, 6.8 years (bottom 42% of its family); the 18 officers and directors filing in the last fifteen months have been on the record a median of 12.8 years (top 8%); 4 officer or director changes were reported on Form 8-K since 2023-11-13, against the 18 people in charge now (top 32%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
top 38% of 142 in its family for room to expand.
From the record
Home BancShares, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $667 million against no long-term debt tagged leaves 2.9% of its assets as net cash, bottom 49% of its family; cash from operations less capital spending is 29.5% of revenue (top 24%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 32% of 152 in its family for growth drivers.
From the record
Home BancShares, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 13.4% a year over the last three filed years against 12.7% over all 10, speeding up (bottom 29% of its family); the newest year grew -1.6% (bottom 19%); capital spending grew 4.4% a year (bottom 48%) (its annual reports). Home BancShares, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 33% of 150 in its family for expectations against reality.
From the record
Home BancShares, Inc.'s newest year against its own record: revenue of $1.3 billion in fiscal 2025 came in 19.1% below the $1.6 billion its prior three years' pace pointed to (bottom 33% of its family); net income of $475 million against a prior three-year average of $367 million (top 24%); a net margin of 37.2% against 33.1% before (top 7%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made