All three tenses have at least two readings, so the archetype blend applies as printed.
Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.
What did they actually do?
Has it survived what it has been through?
2 warning events since 2017; the latest 2019-07-17.
From the record
Hovnanian Enterprises, Inc.'s filings since 2017 show 2 warning events: a notice about its exchange listing (8-K item 3.01, 2 times, the latest 2019-07-17) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+0.9% a year over 10 filed years; profitable in 7 of 10.
From the record
Hovnanian Enterprises, Inc.'s 10 filed years say what it did: revenue went from $2.8 billion in fiscal 2016 to $3.0 billion in fiscal 2025, up 0.9% a year; it rose in 5 of 9 years; the deepest fall was 28% from fiscal 2016 to fiscal 2018; net income was positive in 7 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 0.8% a year. 14% of cash flow returned. Insiders: 2 sales, 0 purchases.
From the record
Over the 3 fiscal years to 2025-10-31, Hovnanian Enterprises, Inc.'s diluted share count grew about 0.8% a year, and dividends and buybacks returned about 14% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 2 sales and 0 purchases of their own stock on the open market in the year to 2026-11-04 (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 6%: 6¢ of profit per shareholder dollar. Leverage 68%: owes 68¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-10-31, Hovnanian Enterprises, Inc. earned about 6 cents of profit for every dollar of shareholders' money. Leverage: it owed about 68 cents per dollar of assets, and net share issuance: its share count shrank 1.6% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 23% of 17 in its family; net margin 1.7%.
From the record
Hovnanian Enterprises, Inc.'s standing among 17 graded names in its industry family: revenue of $3.0 billion in fiscal 2025 ranks in the bottom 33% by size; a net margin of 1.7% ranks in the bottom 6%; revenue growth of 0.6% a year over the last 3 filed years ranks in the bottom 29% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
top 26% of 15 in its family for leadership; chief executive since 2007.
From the record
Hovnanian Enterprises, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Hovnanian, Ara K (Chairman of the Board & CEO, as filed), filing under that title since 2007-11-20, 19 years (top 13% of its family); the 10 officers and directors filing in the last fifteen months have been on the record a median of 14.6 years (top 7%); 3 officer or director changes were reported on Form 8-K since 2023-11-13, against the 10 people in charge now (bottom 44%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
SI estimate 6.5/10, confidence 35 of 100 (one part).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Hovnanian Enterprises, Inc.'s room to expand is put at 6.5 of 10 with a confidence of 35 of 100, because read from one part only, cash from operations less capital spending against revenue, which ranks in the top 35% of 18 in its family; the record does not carry two of the four parts: cash less debt against assets, cash from operations less capital spending against revenue, gross margin, research against revenue. A filing that carries the missing parts replaces this estimate with the filed reading.
What could actually drive growth from here?
top 33% of 17 in its family for growth drivers.
From the record
Hovnanian Enterprises, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 0.6% a year over the last three filed years against 0.9% over all 10, slowing (top 24% of its family); the newest year grew -0.9% (top 35%); capital spending grew 20.6% a year (top 41%) (its annual reports). Hovnanian Enterprises, Inc. reported 2 product lines in fiscal 2025: Home Building at $2.9 billion (97%), Financial Service at $95 million (3%); 1 of 2 grew against the year before (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
bottom 33% of 16 in its family for expectations against reality.
From the record
Hovnanian Enterprises, Inc.'s newest year against its own record: revenue of $3.0 billion in fiscal 2025 came in 2.2% below the $3.0 billion its prior three years' pace pointed to (top 31% of its family); net income of $51 million against a prior three-year average of $199 million (bottom 6%); a net margin of 1.7% against 6.9% before (bottom 25%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made