Hilltop Holdings Inc. (HTH)

From the record

Hilltop Holdings Inc.'s filings since 2017 show 3 warning events of 2 kinds: a debt default or acceleration notice (8-K item 2.04, 2 times, the latest 2025-05-16); a late-report notice (Form NT 10-K or NT 10-Q, the latest 2019-11-13) (its current reports).

From the record

Hilltop Holdings Inc.'s 10 filed years say what it did: revenue went from $456 million in fiscal 2016 to $784 million in fiscal 2025, up 6.2% a year; it rose in 5 of 9 years; the deepest fall was 13% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Hilltop Holdings Inc.'s diluted share count shrank about 3.9% a year, and dividends and buybacks returned about 50% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 18 sales and 0 purchases of their own stock on the open market in the year to 2026-10-05 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Hilltop Holdings Inc. earned about 8 cents of profit for every dollar of shareholders' money. Leverage: it owed about 86 cents per dollar of assets, and net share issuance: its share count shrank 3.6% over the year (the filed statements).

From the record

Hilltop Holdings Inc.'s standing among 155 graded names in its industry family: revenue of $784 million in fiscal 2025 ranks in the top 29% by size; a net margin of 21.1% ranks in the top 49%; revenue growth of 9.9% a year over the last 3 filed years ranks in the bottom 15% (its annual reports).

From the record

Hilltop Holdings Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Ford, Jeremy B (President & CEO, as filed), filing under that title since 2010-03-22, 16.6 years (top 12% of its family); the 20 officers and directors filing in the last fifteen months have been on the record a median of 13.9 years (top 6%); 9 officer or director changes were reported on Form 8-K since 2023-11-13, against the 20 people in charge now (bottom 26%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Hilltop Holdings Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $1.3 billion against no long-term debt tagged leaves 7.9% of its assets as net cash, top 15% of its family; cash from operations less capital spending is -7.1% of revenue (bottom 2%) (its annual report).

From the record

Hilltop Holdings Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 9.9% a year over the last three filed years against 6.2% over all 10, speeding up (bottom 48% of its family); the newest year grew -6.3% (bottom 4%); capital spending grew 19.8% a year (top 33%) (its annual reports). Hilltop Holdings Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Hilltop Holdings Inc.'s newest year against its own record: revenue of $784 million in fiscal 2025 came in 21.2% below the $995 million its prior three years' pace pointed to (bottom 22% of its family); net income of $166 million against a prior three-year average of $112 million (top 11%); a net margin of 21.1% against 15.3% before (top 6%) (its annual reports).