High Templar Tech Limited (HTT)

NYSE: HTT · Finance Services · Fujian Province, CN · filing with the SEC since 2017

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Grade6.4

◀ Past 7.7● Present 5.4▶ Future 5.6

2 est.

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

The grade of High Templar Tech Limited

Nine metrics read from its own filings, by tense

Headline grade

6.4/10

◀ Past7.740% of the headline

● Present5.435% of the headline

▶ Future5.625% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 7 read as filed from the record and 2 are SI estimates, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

7.7/1040% of the headline grade · 2 of 3 filed, 1 estimated

Surviving crises

as filed

8.4/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 45% of this tense · 84th percentile among 130 sector filers · read for itself

From the record

High Templar Tech Limited's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed

3.4/10

What has it actually done, year after year?

-32.7% a year over 10 filed years; profitable in 9 of 10.

weight 22% of this tense · 34th percentile among 104 sector filers · read for its customers

From the record

High Templar Tech Limited's 10 filed years say what it did: revenue went from CNY 1.4 billion in fiscal 2016 to CNY 41 million in fiscal 2025, down 32.7% a year; it rose in 4 of 9 years; the deepest fall was 100% from fiscal 2019 to fiscal 2025; net income was positive in 9 of 10 of those years (its annual reports).

What it rests on

revenue growth over the filed span-32.7%bottom 9% of its family
the share of years revenue rosebottom 30% of its family
the share of filed years with a profittop 11% of its family
the deepest fall from a revenue peak99.5%bottom 7% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

SI estimate

9.7/10

How has it treated the people who own it?

SI estimate 9.7/10, confidence 35 of 100 (one part).

weight 33% of this tense · 97th percentile among 115 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate: Read from one part only, the cash returned against operating cash flow, which ranks in the top 3% of 115 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
What the record cannot read: Fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
How it was reasoned: one part: cash returned against operating cash flow, the one part on file, ranked among 115 in its family.
Confidence: 35 of 100
What would change it: A filing that carries the missing parts replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: High Templar Tech Limited's shareholder treatment is put at 9.7 of 10 with a confidence of 35 of 100, because read from one part only, the cash returned against operating cash flow, which ranks in the top 3% of 115 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income. A filing that carries the missing parts replaces this estimate with the filed reading.

● Present

What are they doing right now?

5.4/1035% of the headline grade · 2 of 3 filed, 1 estimated

Financial health

as filed

5.7/10

Is it financially healthy right now?

ROE 6%: 6¢ of profit per shareholder dollar. Leverage 15%: owes 15¢ per asset dollar.

weight 45% of this tense · 57th percentile among 117 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, High Templar Tech Limited earned about 6 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 0 cents per dollar of everything the company owns (revenue less the cost of revenue). Leverage: it owed about 15 cents per dollar of assets (the filed statements).

What it rests on

what it owes per dollar of assetstop 19% of its family
return on equitytop 24% of its family
gross profit against assetsbottom 14% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed

5.0/10

How strong is its position in its industry?

top 49% of 114 in its family; net margin 1729.9%.

weight 33% of this tense · 51st percentile among 114 sector filers · read for its customers

From the record

High Templar Tech Limited's standing among 114 graded names in its industry family: revenue of CNY 41 million in fiscal 2025 is not ranked by size, since the family reports in another currency; a net margin of 1729.9% ranks in the top 2%; revenue growth of -58.6% a year over the last 3 filed years ranks in the bottom 3% (its annual reports).

What it rests on

net margin1729.9%top 2% of its family
three-year revenue growth-58.6%bottom 3% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate

5.5/10

What are the people in charge doing?

SI estimate 5.5/10, confidence 20 of 100 (family median).

weight 22% of this tense · 50th percentile among 74 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate: It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 74 members with one.
What the record cannot read: It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge.
How it was reasoned: family median, 74 readings behind it.
Confidence: 20 of 100
What would change it: Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: High Templar Tech Limited's leadership is put at 5.5 of 10 with a confidence of 20 of 100, because it files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 74 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

5.6/1025% of the headline grade · 3 of 3 filed

Room to expand

as filed

7.6/10

How much room does it have to grow?

top 24% of 108 in its family for room to expand.

weight 33% of this tense · 76th percentile among 108 sector filers · read for itself

From the record

High Templar Tech Limited's room to grow, from the newest filed statements (fiscal 2025): cash of CNY 5.5 billion against no long-term debt tagged leaves 40.6% of its assets as net cash, top 6% of its family; cash from operations less capital spending is 1392.6% of revenue (top 1%); a gross margin of 7.1% (bottom 23%); research spending of 111.6% of revenue (top 12%) (its annual report).

What it rests on

cash less debt against assets40.6%top 6% of its family
cash from operations less capital spending against revenue1392.6%top 1% of its family
gross margin7.1%bottom 23% of its family
research spending against revenue111.6%top 12% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed

2.4/10

What could actually drive growth from here?

bottom 24% of 100 in its family for growth drivers.

weight 33% of this tense · 24th percentile among 100 sector filers · read for its customers

From the record

High Templar Tech Limited's growth drivers, from the filed years to fiscal 2025: revenue grew -58.6% a year over the last three filed years against -32.7% over all 10, slowing (bottom 19% of its family); the newest year grew -81.1% (bottom 4%); research spending grew -7.8% a year (bottom 44%); capital spending grew -24.7% a year (bottom 30%) (its annual reports). High Templar Tech Limited reported 2 product lines in fiscal 2025: Delivery Service Income at CNY 24 million (59%), Sales Income at CNY 17 million (42%); 1 of 2 grew against the year before (its annual report).

What it rests on

three-year growth against the whole span-25.9 points a yearbottom 19% of its family
the newest year's revenue growth-81.1%bottom 4% of its family
three-year growth of research spending-7.8%bottom 44% of its family
three-year growth of capital spending-24.7%bottom 30% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed

6.7/10

Did its newest year beat what its own record pointed to?

top 33% of 78 in its family for expectations against reality.

weight 33% of this tense · 67th percentile among 78 sector filers · read for its shareholders

From the record

High Templar Tech Limited's newest year against its own record: revenue of CNY 41 million in fiscal 2025 came in 69.1% below the CNY 133 million its prior three years' pace pointed to (bottom 8% of its family); net income of CNY 709 million against a prior three-year average of CNY 77 million (top 3%); a net margin of more than its whole revenue against 3.6% before (top 3%) (its annual reports).

What it rests on

revenue against the prior three years' pace-69.1%bottom 8% of its family
net income against the prior three years' averagefive times its prior average or moretop 3% of its family
net margin against its prior averageup more than 100 pointstop 3% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton HTT · research, not advice