Huize Holding Limited (HUIZ)

Nasdaq: HUIZ · Insurance Agents, Brokers & Service · Shenzhen, CN · filing with the SEC since 2019

Full chart Alerts Compare

Grade4.8

◀ Past 5.9● Present 4.3▶ Future 4.7

1 est.

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

The grade of Huize Holding Limited

Nine metrics read from its own filings, by tense

Headline grade

4.8/10

◀ Past5.925% of the headline

● Present4.345% of the headline

▶ Future4.730% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

5.9/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed

7.3/10

Has it survived what it has been through?

No warning events in its filings since 2019.

weight 45% of this tense · 73rd percentile among 30 sector filers · read for itself

From the record

Huize Holding Limited's filings since 2019 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed

3.6/10

What has it actually done, year after year?

+25.1% a year over 9 filed years; profitable in 4 of 9.

weight 33% of this tense · 36th percentile among 29 sector filers · read for its customers

From the record

Huize Holding Limited's 9 filed years say what it did: revenue went from CNY 263 million in fiscal 2017 to CNY 1.6 billion in fiscal 2025, up 25.1% a year; it rose in 7 of 8 years; the deepest fall was 48% from fiscal 2021 to fiscal 2022; net income was positive in 4 of 9 of those years (its annual reports).

What it rests on

revenue growth over the filed span25.1%top 36% of its family
the share of years revenue rosebottom 45% of its family
the share of filed years with a profitbottom 27% of its family
the deepest fall from a revenue peak48.4%bottom 9% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed

6.3/10

How has it treated the people who own it?

Share count shrank 0.4% a year. 10% of cash flow returned. Insiders: 0 sales, 14 purchases.

weight 22% of this tense · 64th percentile among 20 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, Huize Holding Limited's diluted share count shrank about 0.4% a year, and dividends and buybacks returned about 10% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 14 purchases of their own stock on the open market in the year to 2026-09-30, buying about $208 thousand (their Form 4 filings).

What it rests on

the share count over the yearstop 23% of its family
cash returned against operating cash flowtop 50% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

4.3/1045% of the headline grade · 2 of 3 filed, 1 estimated

Financial health

as filed

5.1/10

Is it financially healthy right now?

ROE 1%: 1¢ of profit per shareholder dollar. Leverage 54%: owes 54¢ per asset dollar.

weight 33% of this tense · 51st percentile among 30 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Huize Holding Limited earned about 1 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 46 cents per dollar of everything the company owns (revenue less the cost of revenue). Leverage: it owed about 54 cents per dollar of assets, and net share issuance: its share count grew 1.2% over the year (the filed statements).

What it rests on

what it owes per dollar of assetstop 25% of its family
return on equitybottom 30% of its family
gross profit against assetsbottom 35% of its family
the share count against the year beforetop 35% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed

3.5/10

How strong is its position in its industry?

bottom 35% of 30 in its family; net margin 0.3%.

weight 45% of this tense · 35th percentile among 30 sector filers · read for its customers

From the record

Huize Holding Limited's standing among 30 graded names in its industry family: revenue of CNY 1.6 billion in fiscal 2025 is not ranked by size, since the family reports in another currency; a net margin of 0.3% ranks in the bottom 32%; revenue growth of 11% a year over the last 3 filed years ranks in the bottom 38% (its annual reports).

What it rests on

net margin0.3%bottom 32% of its family
three-year revenue growth11.0%bottom 38% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate

4.9/10

What are the people in charge doing?

SI estimate 4.9/10, confidence 20 of 100 (family median).

weight 22% of this tense · 50th percentile among 24 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate: It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 24 members with one.
What the record cannot read: It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge.
How it was reasoned: family median, 24 readings behind it.
Confidence: 20 of 100
What would change it: Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Huize Holding Limited's leadership is put at 4.9 of 10 with a confidence of 20 of 100, because it files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 24 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

4.7/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed

5.2/10

How much room does it have to grow?

top 48% of 29 in its family for room to expand.

weight 33% of this tense · 52nd percentile among 29 sector filers · read for itself

From the record

Huize Holding Limited's room to grow, from the newest filed statements (fiscal 2025): cash of CNY 332 million against debt of CNY 7 million leaves 34.6% of its assets as net cash, top 12% of its family; cash from operations less capital spending is 0.6% of revenue (bottom 28%); a gross margin of 27.1% (bottom 27%); research spending of 3.7% of revenue (top 36%) (its annual report).

What it rests on

cash less debt against assets34.6%top 12% of its family
cash from operations less capital spending against revenue0.6%bottom 28% of its family
gross margin27.1%bottom 27% of its family
research spending against revenue3.7%top 36% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed

4.1/10

What could actually drive growth from here?

bottom 41% of 29 in its family for growth drivers.

weight 33% of this tense · 41st percentile among 29 sector filers · read for its customers

From the record

Huize Holding Limited's growth drivers, from the filed years to fiscal 2025: revenue grew 11% a year over the last three filed years against 25.1% over all 9, slowing (bottom 12% of its family); the newest year grew 26.7% (top 16%); research spending grew -10.1% a year (bottom 44%); capital spending grew -21.1% a year (bottom 24%) (its annual reports). Huize Holding Limited tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

three-year growth against the whole span-14.2 points a yearbottom 12% of its family
the newest year's revenue growth26.7%top 16% of its family
three-year growth of research spending-10.1%bottom 44% of its family
three-year growth of capital spending-21.1%bottom 24% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed

4.7/10

Did its newest year beat what its own record pointed to?

bottom 47% of 25 in its family for expectations against reality.

weight 33% of this tense · 47th percentile among 25 sector filers · read for its shareholders

From the record

Huize Holding Limited's newest year against its own record: revenue of CNY 1.6 billion in fiscal 2025 came in 22% above the CNY 1.3 billion its prior three years' pace pointed to (top 6% of its family); net income of CNY 4 million against a prior three-year average of CNY 13 million (bottom 14%); a net margin of 0.3% against 1% before (bottom 34%) (its annual reports).

What it rests on

revenue against the prior three years' pace22.0%top 6% of its family
net income against the prior three years' average-68%bottom 14% of its family
net margin against its prior average-0.8 pointsbottom 34% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton HUIZ · research, not advice