Company Analysis

International Bancshares Corporation (IBOC)

TXSE: IBOC · State Commercial Banks · Laredo, TX · filing with the SEC since 1995
Grade5.3
◀ Past 2.5● Present 8.4▶ Future 5.3

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017Dec 31, 2016
Report filedFeb 26, 2026Feb 27, 2025Feb 26, 2024Feb 23, 2023Feb 24, 2022Feb 25, 2021Feb 27, 2020Feb 27, 2019Feb 28, 2018Feb 27, 2017
For lenders
Interest and dividend income886,274865,982800,162525,781398,103427,008492,401465,822415,136387,914
Interest expense on deposits and borrowings213,852209,263136,66138,156······
Net interest income672,422656,719663,501487,625371,272387,889433,772413,154376,205344,785
Provision for credit losses15,09231,80234,57621,6517,95545,37918,8436,11211,22119,859
Net interest income after provision657,330624,917628,925465,974363,317342,510414,929407,042364,984324,926
Noninterest income169,750176,922169,941187,134222,326150,579154,826165,042150,406161,702
Noninterest expense306,718293,119275,354270,469263,316281,331309,801299,501293,748289,625
Interest expense··136,66138,15626,83139,11958,62952,66838,93143,129
Share of profit of equity-method investments5,5047,36098315,89468,034-743,91415,48413,19814,315
Income before income taxes520,362508,720523,512382,639322,327211,758259,954272,583221,642197,003
Income tax expense108,06999,553111,74482,40768,40544,43954,85056,65264,20663,071
Net income including non-controlling interests412,293409,167411,768300,232253,922167,319205,104215,931157,436133,932
Net income412,293409,167411,768300,232253,922167,319205,104215,931157,436133,932
Net income to common shareholders·········133,932
Earnings per share, basic6.636.586.634.794.012.633.133.272.382.03
Earnings per share, diluted6.626.576.624.784.002.623.123.242.362.02
Weighted average shares, basic62,171,91462,180,44862,082,82762,658,41463,352,73763,725,81965,476,60666,106,58066,046,15565,967,989
Weighted average shares, diluted62,256,90762,298,27862,221,60162,810,23463,486,36663,853,13565,685,68466,633,82066,778,43666,313,490
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses
Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
Interest expense what its borrowing costus-gaap:InterestExpense
Share of profit of equity-method investments its share of companies it partly ownsus-gaap:IncomeLossFromEquityMethodInvestments
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton IBOC · research, not advice