International Money Express, Inc. (IMXI)

From the record

International Money Express, Inc.'s filings since 2017 show 5 warning events of 2 kinds: a notice about its exchange listing (8-K item 3.01, 3 times, the latest 2018-11-01); an auditor change (8-K item 4.01, 2 times, the latest 2018-12-10) (its current reports).

From the record

International Money Express, Inc.'s 8 filed years say what it did: revenue went from $274 million in fiscal 2018 to $608 million in fiscal 2025, up 12.1% a year; it rose in 5 of 7 years; the deepest fall was 8% from fiscal 2023 to fiscal 2025; net income was positive in 7 of 8 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, International Money Express, Inc.'s diluted share count shrank about 7.9% a year, and dividends and buybacks returned about 68% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-10-02 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, International Money Express, Inc. earned about 20 cents of profit for every dollar of shareholders' money. Leverage: it owed about 69 cents per dollar of assets, and net share issuance: its share count shrank 8.1% over the year (the filed statements).

From the record

International Money Express, Inc.'s standing among 101 graded names in its industry family: revenue of $608 million in fiscal 2025 ranks in the bottom 38% by size; a net margin of 5.4% ranks in the top 45%; revenue growth of 3.6% a year over the last 3 filed years ranks in the bottom 36% (its annual reports).

From the record

International Money Express, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Lisy, Robert (CEO, President & Chairman, as filed), filing under that title since 2018-07-30, 8.3 years (top 22% of its family); the 11 officers and directors filing in the last fifteen months have been on the record a median of 6.1 years (top 36%); 7 officer or director changes were reported on Form 8-K since 2023-11-13, against the 11 people in charge now (bottom 35%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

International Money Express, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $169 million against debt of $195 million leaves -5% of its assets as net cash, bottom 36% of its family; cash from operations less capital spending is 2.6% of revenue (bottom 31%) (its annual report).

From the record

International Money Express, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 3.6% a year over the last three filed years against 12.1% over all 8, slowing (bottom 31% of its family); the newest year grew -7.7% (bottom 17%); capital spending grew 20.1% a year (top 30%) (its annual reports). International Money Express, Inc. reported 3 product lines in fiscal 2025: Wire Transfer and Money Order at $502 million (83%), Foreign Exchange Gain at $87 million (14%), Financial Service Other at $18 million (3%); 1 of 3 grew against the year before (its annual report).

From the record

International Money Express, Inc.'s newest year against its own record: revenue of $608 million in fiscal 2025 came in 15.9% below the $723 million its prior three years' pace pointed to (bottom 9% of its family); net income of $33 million against a prior three-year average of $59 million (bottom 15%); a net margin of 5.4% against 9.5% before (bottom 18%) (its annual reports).