First Internet Bancorp (INBK)

Nasdaq: INBK · State Commercial Banks · Fishers, IN · filing with the SEC since 2012

Grade5.2

◀ Past 7.3● Present 4.5▶ Future 3.0

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2020	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 11, 2026	Mar 12, 2025	Mar 13, 2024	Mar 14, 2023	Mar 15, 2022	Mar 15, 2021	Mar 12, 2020	Mar 14, 2019	Mar 8, 2018	Mar 14, 2017
Revenue	·	·	·	·	·	·	11,541	5,718	7,836	·
For lenders
Interest and dividend income	320,157	291,887	239,442	156,908	133,883	136,859	147,414	115,467	84,697	58,899
Interest and investment income	22,749	27,526	26,384	3,830	1,429	3,380	8,784	2,945	1,410	663
Interest expense on deposits and borrowings	206,397	204,510	164,538	59,815	·	·	·	·	·	·
Net interest income	113,760	87,377	74,904	97,093	86,556	64,541	62,967	62,267	53,982	39,689
Provision for credit losses	71,921	18,815	15,454	4,977	1,030	9,325	5,966	3,892	4,872	4,330
Net interest income after provision	41,446	70,307	58,251	92,116	85,526	55,216	57,001	58,375	49,110	35,359
Noninterest income	2,712	47,345	26,125	21,257	32,844	36,336	16,789	8,760	10,541	14,077
Noninterest expense	95,027	90,110	79,436	73,273	61,798	57,654	46,634	43,183	36,723	31,451
Interest expense	·	·	164,538	59,815	47,327	72,318	84,447	53,200	30,715	19,210
Income before income taxes	-50,869	27,542	4,940	40,100	56,572	33,898	27,156	23,952	22,928	17,985
Income tax expense	-15,701	2,266	-3,477	4,559	8,458	4,445	1,917	2,052	7,702	5,911
Net income	-35,168	25,276	8,417	35,541	48,114	29,453	25,239	21,900	15,226	12,074
Net income to common shareholders	-35,168	25,276	8,417	35,541	·	·	·	·	·	·
Earnings per share, basic	-4.03	2.91	0.95	3.73	4.85	2.99	2.51	2.31	2.14	2.32
Earnings per share, diluted	-4.03	2.88	0.95	3.70	4.82	2.99	2.51	2.30	2.13	2.30
Weighted average shares, basic	8,729,970	8,690,416	8,837,558	9,530,921	9,918,083	9,840,205	10,041,581	9,490,506	7,118,628	5,211,209
Weighted average shares, diluted	8,729,970	8,765,725	8,858,890	9,595,115	9,976,261	9,842,425	10,044,483	9,508,653	7,149,302	5,239,082

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerIncludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest and investment income what its cash and investments earnedus-gaap:InterestIncomeOther

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLossesExpensed

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton INBK · research, not advice