ING Groep N.V. (ING)

NYSE: ING · Commercial Banks, NEC · Amsterdam, NL · filing with the SEC since 1997

Grade5.5

◀ Past 6.4● Present 5.2▶ Future 4.6

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In thousands of euros (EUR), as filed; per-share figures in euros; share counts in millions. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 26, 2026	Mar 6, 2025	Mar 8, 2024	Mar 10, 2023	Mar 11, 2022	Mar 12, 2021	Mar 6, 2020	Mar 8, 2019	Mar 8, 2018	Mar 16, 2017
Revenue	25,678,000	21,087,000	18,121,000	30,418,000	20,093,000	17,227,000	17,125,000	18,324,000	18,590,000	17,902,000
For lenders
Net interest income	14,957,000	15,288,000	16,162,000	14,593,000	14,000,000	13,552,000	13,811,000	13,960,000	13,647,000	13,241,000
General and administrative	·	277,000	289,000	273,000	281,000	320,000	325,000	564,000	587,000	580,000
Operating income	25,678,000	21,087,000	18,121,000	30,418,000	20,093,000	17,227,000	17,125,000	18,324,000	·	·
Finance costs	36,371,000	43,871,000	36,237,000	13,780,000	7,051,000	9,007,000	14,353,000	14,169,000^r	30,349,000^r	30,941,000
Interest income	51,327,000	59,159,000	52,399,000	28,373,000	21,051,000	22,559,000	28,163,000	28,129,000^r	43,996,000^r	44,182,000
Share of profit of equity-method investments	209,000	205,000	149,000	92,000	141,000	66,000	82,000^r	146,000^r	178,000	88,000
Income before income taxes	11,791,000	7,772,000	6,037,000	17,358,000	8,385,000	3,399,000	5,653,000	6,986,000	8,085,000	6,314,000
Income tax expense	3,192,000	2,181,000	1,662,000	5,130,000	2,306,000	1,070,000	1,652,000	2,116,000	2,539,000	1,705,000
Income from continuing operations	·	5,592,000	4,374,000	12,228,000	6,079,000	2,329,000	4,001,000	4,869,000	5,546,000	4,609,000
Income from discontinued operations	·	·	·	·	·	·	·	0	0	441,000
Net income	8,599,000	5,592,000	4,374,000	·	·	·	5,653,000	6,986,000	8,085,000^r	6,753,000^r
Net income to non-controlling interests	275,000	258,000	235,000	102,000	128,000	78,000	99,000	108,000	82,000	75,000
Net income to shareholders	8,324,000	5,334,000	4,140,000	12,126,000	5,951,000	2,250,000	3,903,000	4,761,000	5,464,000	4,975,000
Net income to ordinary shareholders	·	·	·	·	6,079,000	2,329,000	4,001,000	4,869,000	5,546,000	5,050,000
Earnings per share, basic	2.78	1.65	1.16	3.35	1.53	0.58	1.00	1.22	1.41	1.28
Earnings per share, diluted	2.78	1.65	1.16	3.35	1.53	0.58	1.00	1.22	1.41	1.28
Weighted average shares, basic	2,989.7	3,228.7	3,562.9	3,619.1	3,888.5	3,898.9	3,894.8	3,888.9	3,882.8	3,875.0
Weighted average shares, diluted	2,989.7	3,228.7	3,565.3	3,624.3	3,890.7	3,901.1	3,895.3	3,890.4	3,885.6	3,878.5

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldifrs-full:Revenue

Net interest income interest earned less interest paidifrs-full:InterestRevenueExpense

General and administrative the cost of running the company itselfifrs-full:AdministrativeExpense

Operating income profit from running the business, before interest and taxifrs-full:ProfitLossFromOperatingActivities

Finance costs what its borrowing costifrs-full:InterestExpense

Interest income what its cash and investments earnedifrs-full:RevenueFromInterest

Share of profit of equity-method investments its share of companies it partly ownsifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod

Income before income taxes profit before taxifrs-full:ProfitLossBeforeTax

Income tax expense tax charged on the period's profitifrs-full:IncomeTaxExpenseContinuingOperations

Income from continuing operations profit from the businesses it keepsifrs-full:ProfitLossFromContinuingOperations

Income from discontinued operations profit or loss from businesses it sold or closedifrs-full:ProfitLossFromDiscontinuedOperations

Net income the whole group's profit, minority holders' share includedifrs-full:ProfitLoss

Net income to non-controlling interests the share that belongs to minority holdersifrs-full:ProfitLossAttributableToNoncontrollingInterests

Net income to shareholders the profit or loss that belongs to the company's shareholdersifrs-full:ProfitLossAttributableToOwnersOfParent

Net income to ordinary shareholders what is left for common shareholdersifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity

Earnings per share, basic net income per share outstandingifrs-full:BasicEarningsLossPerShare

Earnings per share, diluted net income per share, counting every share that could be issuedifrs-full:DilutedEarningsLossPerShare

Weighted average shares, basic the average count of shares outstandingifrs-full:WeightedAverageShares

Weighted average shares, diluted the average count with every share that could be issuedifrs-full:AdjustedWeightedAverageShares

SI Assistanton ING · research, not advice