Investar Holding Corporation (ISTR)

Nasdaq: ISTR · State Commercial Banks · Baton Rouge, LA · filing with the SEC since 2014

Grade3.2

◀ Past 3.6● Present 3.0▶ Future 2.8

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 16, 2026	Mar 12, 2025	Mar 7, 2024	Mar 8, 2023	Mar 9, 2022	Mar 10, 2021	Mar 13, 2020	Mar 15, 2019	Mar 16, 2018	Mar 9, 2017
Revenue	93,627	87,438	83,058	105,213	72,971	74,470	69,126	·	·	·
For lenders
Interest and dividend income	144,016	143,865	133,201	104,569	95,542	93,794	89,443	73,891	53,346	43,152
Interest and investment income	2,601	3,071	2,244	918	812	816	1,049	533	428	207
Interest expense on deposits and borrowings	63,243	74,112	58,681	14,784	·	·	·	·	·	·
Net interest income	80,773	69,753	74,520	89,785	83,814	73,534	64,818	57,370	42,517	34,739
Provision for credit losses	-3,391	-3,480	-2,000	2,922	22,885	11,160	1,908	2,570	1,540	2,079
Net interest income after provision	84,164	73,233	76,520	86,863	60,929	62,374	62,910	54,800	40,977	32,660
Noninterest income	9,463	14,205	6,538	18,350	12,042	12,096	6,216	4,318	3,815	5,468
Noninterest expense	65,741	63,032	62,630	60,865	63,062	57,131	48,168	41,882	32,342	26,639
Interest expense	·	·	58,681	14,784	11,728	20,260	24,625	16,521	10,829	8,413
Income before income taxes	27,886	24,406	20,428	44,348	9,909	17,339	20,958	17,236	12,450	11,489
Income tax expense	4,982	4,154	3,750	8,639	1,909	3,450	4,119	3,630	4,248	3,609
Net income	22,904	20,252	16,678	35,709	8,000	13,889	16,839	13,606	8,202	7,880
Preferred dividends	1,056	0	0	·	·	·	·	·	·	·
Net income to common shareholders	21,848	20,252	16,678^r	35,676	7,979	13,816	16,675	13,414	8,092	7,880
Earnings per share, basic	2.22	2.06	1.69	3.54	0.77	1.27	1.68	1.41	0.96	1.11
Earnings per share, diluted	2.13	2.04	1.69	3.50	0.76	1.27	1.66	1.39	0.96	1.10
Weighted average shares, basic	9,829,130	9,813,694	9,839,258	10,085,758	10,416,145	10,850,936	9,931,497	9,538,891	8,399,584	7,107,187
Weighted average shares, diluted	10,776,985	9,936,080	9,841,841	10,180,709	10,500,302	10,865,847	10,031,018	9,664,843	8,456,928	7,149,834

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenuesNetOfInterestExpense

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest and investment income what its cash and investments earnedus-gaap:InterestIncomeOther

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanLossesExpensed

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton ISTR · research, not advice