Jefferson Capital, Inc. (JCAP)
Nasdaq: JCAP · Short-Term Business Credit Institutions · Minneapolis, MN · filing with the SEC since 2024
Income statement, as filed
In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.| Fiscal year | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|
| Period ending | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 |
| Report filed | Mar 13, 2026 | · | · |
| Revenue | 613,289 | 433,341 | 323,072 |
| For lenders | |||
| Provision for credit losses | 2,360 | 3,497 | 3,524 |
| Total operating expenses | 294,434 | 209,577 | 155,497 |
| Operating income | 316,495 | 220,267 | 164,051 |
| Interest expense | 105,784 | 77,239 | 48,108 |
| Total non-operating income (expense) | -98,059 | -82,713 | -43,467 |
| Income before income taxes | 218,436 | 137,554 | 120,584 |
| Income tax expense | 30,471 | 8,663 | 9,045 |
| Net income including non-controlling interests | 187,965 | 128,891 | 111,539 |
| Net income to non-controlling interests | · | · | 20 |
| Net income | 187,965 | 128,891 | 111,519 |
| Net income to common shareholders | 169,375 | 128,891 | 111,519 |
| Earnings per share, basic | 5.64 | · | · |
| Earnings per share, diluted | 5.64 | · | · |
| Weighted average shares, basic | 30,015 | · | · |
| Weighted average shares, diluted | 30,015 | · | · |
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it sold
us-gaap:RevenuesProvision for credit losses set aside for loans that may not be repaid
us-gaap:ProvisionForLoanLossesExpensedTotal operating expenses the running costs together
us-gaap:OperatingExpensesOperating income profit from running the business, before interest and tax
us-gaap:OperatingIncomeLossInterest expense what its borrowing cost
us-gaap:InterestExpenseNonoperatingTotal non-operating income (expense) everything outside the business, together
us-gaap:NonoperatingIncomeExpenseIncome before income taxes profit before tax
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterestIncome tax expense tax charged on the period's profit
us-gaap:IncomeTaxExpenseBenefitNet income including non-controlling interests the whole group's profit, minority holders' share included
us-gaap:ProfitLossNet income to non-controlling interests the share that belongs to minority holders
us-gaap:NetIncomeLossAttributableToNoncontrollingInterestNet income the profit or loss that belongs to the company's shareholders
us-gaap:NetIncomeLossNet income to common shareholders what is left for common shareholders
us-gaap:NetIncomeLossAvailableToCommonStockholdersBasicEarnings per share, basic net income per share outstanding
us-gaap:EarningsPerShareBasicEarnings per share, diluted net income per share, counting every share that could be issued
us-gaap:EarningsPerShareDilutedWeighted average shares, basic the average count of shares outstanding
us-gaap:WeightedAverageNumberOfSharesOutstandingBasicWeighted average shares, diluted the average count with every share that could be issued
us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding