Jack Henry & Associates, Inc. (JKHY)

From the record

Jack Henry & Associates, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Jack Henry & Associates, Inc.'s 10 filed years say what it did: revenue went from $1.4 billion in fiscal 2017 to $2.5 billion in fiscal 2026, up 7% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2026-06-30, Jack Henry & Associates, Inc.'s diluted share count shrank about 0.5% a year, and dividends and buybacks returned about 51% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 2 purchases of their own stock on the open market in the year to 2026-11-10, buying about $317 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2026-06-30, Jack Henry & Associates, Inc. earned about 25 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 35 cents per dollar of everything the company owns (revenue less the cost of revenue). Leverage: it owed about 35 cents per dollar of assets, and net share issuance: its share count shrank 1.4% over the year (the filed statements).

From the record

Jack Henry & Associates, Inc.'s standing among 40 graded names in its industry family: revenue of $2.5 billion in fiscal 2026 ranks in the top 21% by size; a net margin of 19.8% ranks in the top 6%; revenue growth of 7% a year over the last 3 filed years ranks in the top 39% (its annual reports).

From the record

Jack Henry & Associates, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Adelson, Gregory R. (President & CEO, as filed), filing under that title since 2024-08-06, 2.3 years (bottom 39% of its family); the 15 officers and directors filing in the last fifteen months have been on the record a median of 8.3 years (top 18%); 11 officer or director changes were reported on Form 8-K since 2023-11-13, against the 15 people in charge now (bottom 31%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Jack Henry & Associates, Inc.'s room to grow, from the newest filed statements (fiscal 2026): cash of $12 million against debt of $40 million leaves -0.9% of its assets as net cash, bottom 30% of its family; cash from operations less capital spending is 27.3% of revenue (top 6%); a gross margin of 43.7% (top 41%); research spending of 6.9% of revenue (bottom 27%) (its annual report).

From the record

Jack Henry & Associates, Inc.'s growth drivers, from the filed years to fiscal 2026: revenue grew 7% a year over the last three filed years against 7% over all 10, speeding up (top 28% of its family); the newest year grew 7.1% (bottom 47%); research spending grew 7.3% a year (top 39%); capital spending grew 19.6% a year (top 26%) (its annual reports). Jack Henry & Associates, Inc. reported 4 lines of business in fiscal 2026: Payments at $936 million (37%), Core at $768 million (30%), Complementary at $752 million (30%), and 1 more; 4 of 4 grew against the year before (its annual report).

From the record

Jack Henry & Associates, Inc.'s newest year against its own record: revenue of $2.5 billion in fiscal 2026 came in 0.2% above the $2.5 billion its prior three years' pace pointed to (bottom 48% of its family); net income of $503 million against a prior three-year average of $401 million (top 41%); a net margin of 19.8% against 18% before (bottom 45%) (its annual reports).