All three tenses have at least two readings, so the archetype blend applies as printed.
Of the nine metrics, 7 read as filed from the record and 2 are SI estimates, each with its reasoning, its confidence and what would change it on its card.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2018; the latest 2023-04-28.
From the record
Jumia Technologies AG's filings since 2018 show 1 warning event: a late-report notice (Form NT 10-K or NT 10-Q, the latest 2023-04-28) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+0.9% a year over 7 filed years; profitable in 0 of 7.
From the record
Jumia Technologies AG's 7 filed years say what it did: revenue went from $180 million in fiscal 2019 to $189 million in fiscal 2025, up 0.9% a year; it rose in 3 of 6 years; the deepest fall was 18% from fiscal 2022 to fiscal 2024; net income was positive in 0 of 7 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
SI estimate 2.7/10, confidence 35 of 100 (one part).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Jumia Technologies AG's shareholder treatment is put at 2.7 of 10 with a confidence of 35 of 100, because read from one part only, the share count over the years, which ranks in the bottom 27% of 29 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income. A filing that carries the missing parts replaces this estimate with the filed reading.
What are they doing right now?
Is it financially healthy right now?
ROE -239%: lost 239¢ per shareholder dollar. Leverage 81%: owes 81¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Jumia Technologies AG lost about 239 cents for every dollar of shareholders' money, and gross profitability: its products earned about 76 cents per dollar of everything the company owns. Leverage: it owed about 81 cents per dollar of assets, and net share issuance: its share count grew 12.3% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 24% of 29 in its family; net margin -32.6%.
From the record
Jumia Technologies AG's standing among 29 graded names in its industry family: revenue of $189 million in fiscal 2025 ranks in the bottom 28% by size; a net margin of -32.6% ranks in the bottom 9%; revenue growth of -2.4% a year over the last 3 filed years ranks in the bottom 36% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
SI estimate 4.7/10, confidence 20 of 100 (family median).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Jumia Technologies AG's leadership is put at 4.7 of 10 with a confidence of 20 of 100, because it files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 19 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.
What are they set up to do next?
How much room does it have to grow?
top 42% of 29 in its family for room to expand.
From the record
Jumia Technologies AG's room to grow, from the newest filed statements (fiscal 2025): cash of $77 million against no long-term debt tagged leaves 57.4% of its assets as net cash, top 2% of its family; cash from operations less capital spending is -27.8% of revenue (bottom 9%); a gross margin of 53.9% (top 31%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
top 36% of 29 in its family for growth drivers.
From the record
Jumia Technologies AG's growth drivers, from the filed years to fiscal 2025: revenue grew -2.4% a year over the last three filed years against 0.9% over all 7, slowing (top 26% of its family); the newest year grew 12.8% (top 19%); capital spending grew -25.2% a year (bottom 37%) (its annual reports). Jumia Technologies AG tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 22% of 25 in its family for expectations against reality.
From the record
Jumia Technologies AG's newest year against its own record: revenue of $189 million in fiscal 2025 came in 24.3% above the $152 million its prior three years' pace pointed to (top 14% of its family); net income of $62 million against a prior three-year average of $147 million (top 42%); a net margin of -32.6% against -77.4% before (top 10%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made