All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2017; the latest 2018-04-05.
From the record
St. Joe Company's filings since 2017 show 1 warning event: an auditor change (8-K item 4.01, the latest 2018-04-05) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+20.4% a year over 10 filed years; profitable in 10 of 10.
From the record
St. Joe Company's 10 filed years say what it did: revenue went from $97 million in fiscal 2016 to $513 million in fiscal 2025, up 20.4% a year; it rose in 8 of 9 years; the deepest fall was 5% from fiscal 2021 to fiscal 2022; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count shrank 0.4% a year. 33% of cash flow returned. Insiders: 16 sales, 0 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, St. Joe Company's diluted share count shrank about 0.4% a year, and dividends and buybacks returned about 33% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 16 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 15%: 15¢ of profit per shareholder dollar. Leverage 49%: owes 49¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, St. Joe Company earned about 15 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 15 cents per dollar of everything the company owns. Leverage: it owed about 49 cents per dollar of assets, and net share issuance: its share count shrank 0.7% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
top 18% of 15 in its family; net margin 22.5%.
From the record
St. Joe Company's standing among 15 graded names in its industry family: revenue of $513 million in fiscal 2025 ranks in the top 27% by size; a net margin of 22.5% ranks in the top 17%; revenue growth of 26.7% a year over the last 3 filed years ranks in the top 11% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
top 40% of 7 in its family for leadership; chief executive since 2017.
From the record
St. Joe Company's leadership, from its insiders' filings and its current reports: the chief executive on the record is Gonzalez, Jorge Luis (President, CEO and Chairman, as filed), filing under that title since 2017-05-24, 9.5 years (top 36% of its family); the 6 officers and directors filing in the last fifteen months have been on the record a median of 9.9 years (top 50%); 3 officer or director changes were reported on Form 8-K since 2023-11-13, against the 6 people in charge now (top 36%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
top 49% of 14 in its family for room to expand.
From the record
St. Joe Company's room to grow, from the newest filed statements (fiscal 2025): cash of $130 million against debt of $391 million leaves -17.2% of its assets as net cash, bottom 37% of its family; cash from operations less capital spending is 36.4% of revenue (top 25%); a gross margin of 43.1% (bottom 42%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
top 40% of 14 in its family for growth drivers.
From the record
St. Joe Company's growth drivers, from the filed years to fiscal 2025: revenue grew 26.7% a year over the last three filed years against 20.4% over all 10, speeding up (top 32% of its family); the newest year grew 27.5% (top 4%); capital spending grew -18% a year (bottom 17%) (its annual reports). St. Joe Company reported 3 lines of business in fiscal 2025: Hospitality at $221 million, Residential Real Estate at $165 million, Commercial at $119 million. 3 of 3 grew in the latest filed year, and the largest line is 44% of revenue (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 32% of 14 in its family for expectations against reality.
From the record
St. Joe Company's newest year against its own record: revenue of $513 million in fiscal 2025 came in 0.9% above the $509 million its prior three years' pace pointed to (top 39% of its family); net income of $116 million against a prior three-year average of $74 million (top 18%); a net margin of 22.5% against 22.2% before (top 39%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made