James River Group Holdings, Inc. (JRVR)

From the record

James River Group Holdings, Inc.'s filings since 2017 show 2 warning events of 2 kinds: a warning not to rely on past financial statements (8-K item 4.02, the latest 2023-11-08); a late-report notice (Form NT 10-K or NT 10-Q, the latest 2023-11-13) (its current reports).

From the record

James River Group Holdings, Inc.'s 10 filed years say what it did: revenue went from $586 million in fiscal 2016 to $688 million in fiscal 2025, up 1.8% a year; it rose in 5 of 9 years; the deepest fall was 33% from fiscal 2019 to fiscal 2021; net income was positive in 7 of 10 of those years (its annual reports).

From the record

Return on equity: in the fiscal year ended 2025-12-31, James River Group Holdings, Inc. earned about 9 cents of profit for every dollar of shareholders' money. Leverage: it owed about 89 cents per dollar of assets, and net share issuance: its share count grew 55.1% over the year (the filed statements).

From the record

James River Group Holdings, Inc.'s standing among 60 graded names in its industry family: revenue of $688 million in fiscal 2025 ranks in the bottom 28% by size; a net margin of 6.9% ranks in the bottom 19%; revenue growth of 1.3% a year over the last 3 filed years ranks in the bottom 13% (its annual reports).

From the record

James River Group Holdings, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is D'Orazio, Frank (Chief Executive Officer, as filed), filing under that title since 2020-11-02, 6 years (top 50% of its family); most of the 14 officers and directors filing now have filed since the record of its people begins (2021-10-26), a floor of 4.5 years the record cannot see past, so that part is not read; 20 officer or director changes were reported on Form 8-K since 2023-11-13, against the 14 people in charge now (bottom 1%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

James River Group Holdings, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $261 million against no long-term debt tagged leaves 5.4% of its assets as net cash, top 24% of its family; cash from operations less capital spending is -3.4% of revenue (bottom 14%) (its annual report).

From the record

James River Group Holdings, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 1.3% a year over the last three filed years against 1.8% over all 10, slowing (bottom 22% of its family); the newest year grew -2.8% (bottom 10%); capital spending grew -16.4% a year (bottom 30%) (its annual reports). James River Group Holdings, Inc. reported 2 lines of business in fiscal 2025: Excess and Surplus Lines at $626 million, Specialty Admitted Insurance at $60 million. 1 of 2 grew in the latest filed year, and the largest line is 91% of revenue (its annual report).

From the record

James River Group Holdings, Inc.'s newest year against its own record: revenue of $688 million in fiscal 2025 came in 6% below the $732 million its prior three years' pace pointed to (top 49% of its family); net income of $47 million against a prior three-year average of $53 million (top 28%); a net margin of 6.9% against -6.7% before (top 22%) (its annual reports).