Kearny Financial Corp (KRNY)

Nasdaq: KRNY · Savings Institution, Federally Chartered · Fairfield, NJ · filing with the SEC since 2014

Grade5.0

◀ Past 6.0● Present 4.1▶ Future 4.5

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in June.

Income statement, by fiscal year, newest first
Fiscal year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020	Jun 30, 2019	Jun 30, 2018	Jun 30, 2017
Report filed	Aug 21, 2026	Aug 21, 2025	Aug 23, 2024	Aug 25, 2023	Aug 26, 2022	Aug 27, 2021	Aug 28, 2020	Aug 28, 2019	Aug 28, 2018	Aug 29, 2017
Revenue	·	·	·	·	2,580	1,897	2,051	·	·	·
For lenders
Interest and dividend income	324,313	324,476	328,868	293,724	226,272	238,085^r	237,804^r	237,333	171,431	139,093
Interest expense on deposits and borrowings	169,030	189,533	186,274	117,859	29,669	·	·	·	·	·
Net interest income	155,283	134,943	142,594	175,865	196,603	188,234^r	153,950^r	155,313	121,293	102,574
Provision for credit losses	·	·	·	·	-7,518	-1,121	4,197	3,556	2,706	5,381
Net interest income after provision	153,585	132,577	136,368	173,379	204,121	189,355^r	149,753^r	151,757	118,587	97,193
Noninterest income	22,825	19,052	-1,993	2,751	13,934	21,026^r	15,123^r	13,555	13,263	11,348
Noninterest expense	129,008	120,630	215,151	123,751	125,708	125,885	107,624	109,243	97,850	81,118
Interest expense	·	·	·	117,859	29,669	49,851	83,854	82,020	50,138	36,519
Income before income taxes	47,402	30,999	-80,776	52,379	92,347	84,496	57,252	56,069	34,000	27,423
Income tax expense	11,138	4,924	5,891	11,568	24,800	21,263	12,287	13,927	14,404	8,820
Net income	36,264	26,075	-86,667	40,811	67,547	63,233	44,965	42,142	19,596	18,603
Net income to common shareholders	·	·	·	·	·	·	44,965	42,142	19,596	18,603
Earnings per share, basic	0.58	0.42	-1.39	0.63	0.95	0.77	0.55	0.46	0.24	0.22
Earnings per share, diluted	0.57	0.42	-1.39	0.63	0.95	0.77	0.55	0.46	0.24	0.22
Weighted average shares, basic	62,866	62,508	62,444	64,804	70,911	82,387	82,409	91,054	82,587	84,590
Weighted average shares, diluted	63,220	62,716	62,444	64,804	70,933	82,391	82,430	91,100	82,643	84,661

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerIncludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton KRNY · research, not advice