Company Analysis

Joint Stock Company Kaspi.kz American Depository Shares (KSPI)

Nasdaq: KSPI · Services-Business Services, NEC · Almaty, KZ · filing with the SEC since 2023
Grade7.2
◀ Past 7.8● Present 7.3▶ Future 6.7
1 est.

Income statement, as filed

In millions of Kazakhstani tenge (KZT), as filed; per-share figures in Kazakhstani tenge; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021
Report filedMar 16, 2026Mar 10, 2025Apr 29, 2024··
Revenue4,046,0742,532,1561,913,4901,270,592884,822
Cost of revenue1,179,141303,858166,35682,74756,829
Research and development208,580109,55388,65760,80744,388
Sales and marketing146,23143,99021,89125,6188,702
General and administrative78,25232,89929,46824,77223,685
Total operating expenses2,714,1561,249,867891,486550,018356,020
Finance costs825,849616,116478,010278,676171,491
Other gains and losses18,25011,22923,20016,384-4,746
Income before income taxes1,331,9181,282,2891,022,004720,574528,802
Income tax expense264,211225,455173,234131,73093,588
Net income1,067,7071,056,834848,770588,844435,214
Net income to non-controlling interests-5,47017,0957,4193,8183,300
Net income to shareholders1,073,1771,039,739841,351585,026431,914
Earnings per share, basic5,631.005,477.004,431.003,051.002,247.00
Earnings per share, diluted5,592.005,431.004,381.003,016.002,222.00
Weighted average shares, basic190,581,647189,832,053189,859,971191,725,280192,187,223
Weighted average shares, diluted191,900,721191,430,283192,062,409193,991,446194,341,305
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldifrs-full:Revenue
Cost of revenue what it cost to make or buy what it soldifrs-full:CostOfSales
Research and development spent on inventing what it sells nextifrs-full:ResearchAndDevelopmentExpense
Sales and marketing the cost of finding and serving customersifrs-full:SalesAndMarketingExpense
General and administrative the cost of running the company itselfifrs-full:GeneralAndAdministrativeExpense
Total operating expenses the running costs togetherifrs-full:OperatingExpense
Finance costs what its borrowing costifrs-full:InterestExpense
Other gains and losses gains and costs outside the businessifrs-full:OtherGainsLosses
Income before income taxes profit before taxifrs-full:ProfitLossBeforeTax
Income tax expense tax charged on the period's profitifrs-full:IncomeTaxExpenseContinuingOperations
Net income the whole group's profit, minority holders' share includedifrs-full:ProfitLoss
Net income to non-controlling interests the share that belongs to minority holdersifrs-full:ProfitLossAttributableToNoncontrollingInterests
Net income to shareholders the profit or loss that belongs to the company's shareholdersifrs-full:ProfitLossAttributableToOwnersOfParent
Earnings per share, basic net income per share outstandingifrs-full:BasicEarningsLossPerShare
Earnings per share, diluted net income per share, counting every share that could be issuedifrs-full:DilutedEarningsLossPerShare
Weighted average shares, basic the average count of shares outstandingifrs-full:WeightedAverageShares
Weighted average shares, diluted the average count with every share that could be issuedifrs-full:AdjustedWeightedAverageShares
SI Assistanton KSPI · research, not advice