Company Analysis

Ladder Capital Corp (LADR)

NYSE: LADR · Real Estate Investment Trusts · New York, NY · filing with the SEC since 2013
Grade3.7
◀ Past 2.8● Present 4.9▶ Future 2.6
1 est.

The grade of Ladder Capital Corp

Nine metrics read from its own filings, by tense
Headline grade
3.7/10
◀ Past2.825% of the headline
● Present4.945% of the headline
▶ Future2.630% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

2.8/1025% of the headline grade · 2 of 3 filed, 1 estimated

Surviving crises

as filed
3.7/10

Has it survived what it has been through?

1 warning event since 2017; the latest 2022-02-18.

weight 45% of this tense · 37th percentile among 174 sector filers · read for itself

From the record

Ladder Capital Corp's filings since 2017 show 1 warning event: an auditor change (8-K item 4.01, the latest 2022-02-18) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
2.7/10

What has it actually done, year after year?

+1.4% a year over 10 filed years; profitable in 9 of 10.

weight 33% of this tense · 27th percentile among 156 sector filers · read for its customers

From the record

Ladder Capital Corp's 10 filed years say what it did: revenue went from $236 million in fiscal 2016 to $267 million in fiscal 2025, up 1.4% a year; it rose in 4 of 9 years; the deepest fall was 49% from fiscal 2018 to fiscal 2021; net income was positive in 9 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span1.4%bottom 24% of its family
  • the share of years revenue rosebottom 8% of its family
  • the share of filed years with a profittop 44% of its family
  • the deepest fall from a revenue peak48.9%bottom 20% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

SI estimate
0.9/10

How has it treated the people who own it?

SI estimate 0.9/10, confidence 35 of 100 (one part).

weight 22% of this tense · 9th percentile among 169 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
Read from one part only, the cash returned against operating cash flow, which ranks in the bottom 9% of 169 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
What the record cannot read
Fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
How it was reasoned
one part: cash returned against operating cash flow, the one part on file, ranked among 169 in its family.
Confidence
35 of 100
What would change it
A filing that carries the missing parts replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Ladder Capital Corp's shareholder treatment is put at 0.9 of 10 with a confidence of 35 of 100, because read from one part only, the cash returned against operating cash flow, which ranks in the bottom 9% of 169 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income. A filing that carries the missing parts replaces this estimate with the filed reading.

● Present

What are they doing right now?

4.9/1045% of the headline grade · 3 of 3 filed

Financial health

as filed
4.0/10

Is it financially healthy right now?

ROE 4%: 4¢ of profit per shareholder dollar. Leverage 71%: owes 71¢ per asset dollar.

weight 45% of this tense · 40th percentile among 171 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Ladder Capital Corp earned about 4 cents of profit for every dollar of shareholders' money. Leverage: it owed about 71 cents per dollar of assets (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 33% of its family
  • return on equitybottom 47% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
3.6/10

How strong is its position in its industry?

bottom 36% of 157 in its family; net margin 23.9%.

weight 33% of this tense · 36th percentile among 157 sector filers · read for its customers

From the record

Ladder Capital Corp's standing among 157 graded names in its industry family: revenue of $267 million in fiscal 2025 ranks in the bottom 30% by size; a net margin of 23.9% ranks in the top 36%; revenue growth of -3.1% a year over the last 3 filed years ranks in the bottom 14% (its annual reports).

What it rests on

  • revenue against the family$267Mbottom 30% of its family
  • net margin23.9%top 36% of its family
  • three-year revenue growth-3.1%bottom 14% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
8.5/10

What are the people in charge doing?

top 15% of 160 in its family for leadership; chief executive since 2014.

weight 22% of this tense · 85th percentile among 160 sector filers · read for its shareholders

From the record

Ladder Capital Corp's leadership, from its insiders' filings and its current reports: the chief executive on the record is Harris, Brian (Chief Executive Officer, as filed), filing under that title since 2014-02-05, 12.8 years (top 29% of its family); the 11 officers and directors filing in the last fifteen months have been on the record a median of 11.4 years (top 14%); no officer or director change was reported on Form 8-K since 2023-11-13, against the 11 people in charge now (top 2%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge0 in three years among 11 peopletop 2% of its family
  • the median years the people in charge have filed11.4 yearstop 14% of its family
  • the chief executive's years on the record12.8 yearstop 29% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

2.6/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
5.9/10

How much room does it have to grow?

top 41% of 146 in its family for room to expand.

weight 22% of this tense · 59th percentile among 146 sector filers · read for itself

From the record

Ladder Capital Corp's room to grow, from the newest filed statements (fiscal 2025): cash of $38 million against no long-term debt tagged leaves 0.7% of its assets as net cash, top 29% of its family; cash from operations less capital spending is 32.6% of revenue (bottom 47%) (its annual report).

What it rests on

  • cash less debt against assets0.7%top 29% of its family
  • cash from operations less capital spending against revenue32.6%bottom 47% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
2.0/10

What could actually drive growth from here?

bottom 20% of 153 in its family for growth drivers.

weight 33% of this tense · 20th percentile among 153 sector filers · read for its customers

From the record

Ladder Capital Corp's growth drivers, from the filed years to fiscal 2025: revenue grew -3.1% a year over the last three filed years against 1.4% over all 10, slowing (bottom 35% of its family); the newest year grew -25.6% (bottom 4%) (its annual reports). Ladder Capital Corp tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

  • three-year growth against the whole span-4.5 points a yearbottom 35% of its family
  • the newest year's revenue growth-25.6%bottom 4% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
1.5/10

Did its newest year beat what its own record pointed to?

bottom 15% of 150 in its family for expectations against reality.

weight 45% of this tense · 15th percentile among 150 sector filers · read for its shareholders

From the record

Ladder Capital Corp's newest year against its own record: revenue of $267 million in fiscal 2025 came in 32.7% below the $396 million its prior three years' pace pointed to (bottom 3% of its family); net income of $64 million against a prior three-year average of $124 million (bottom 23%); a net margin of 23.9% against 37% before (bottom 20%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-32.7%bottom 3% of its family
  • net income against the prior three years' average-49%bottom 23% of its family
  • net margin against its prior average-13.1 pointsbottom 20% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton LADR · research, not advice