All three tenses have at least two readings, so the archetype blend applies as printed.
Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.
What did they actually do?
Has it survived what it has been through?
3 warning events since 2017; the latest 2026-04-01.
From the record
Landmark Bancorp Inc.'s filings since 2017 show 3 warning events of 2 kinds: an auditor change (8-K item 4.01, the latest 2026-02-27); a late-report notice (Form NT 10-K or NT 10-Q, 2 times, the latest 2026-04-01) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+12% a year over 10 filed years; profitable in 10 of 10.
From the record
Landmark Bancorp Inc.'s 10 filed years say what it did: revenue went from $29 million in fiscal 2016 to $81 million in fiscal 2025, up 12% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 0.3% a year. 29% of cash flow returned. Insiders: 21 sales, 3 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Landmark Bancorp Inc.'s diluted share count grew about 0.3% a year, and dividends and buybacks returned about 29% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 21 sales (3 under scheduled 10b5-1 plans) and 3 purchases of their own stock on the open market in the year to 2026-11-10, buying about $38 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 12%: 12¢ of profit per shareholder dollar. Leverage 90%: owes 90¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Landmark Bancorp Inc. earned about 12 cents of profit for every dollar of shareholders' money. Leverage: it owed about 90 cents per dollar of assets, and net share issuance: its share count grew 1.1% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 48% of 79 in its family; net margin 23.2%.
From the record
Landmark Bancorp Inc.'s standing among 79 graded names in its industry family: revenue of $81 million in fiscal 2025 ranks in the bottom 11% by size; a net margin of 23.2% ranks in the top 46%; revenue growth of 23.3% a year over the last 3 filed years ranks in the top 20% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
bottom 20% of 74 in its family for leadership; chief executive since 2024.
From the record
Landmark Bancorp Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Wendel, Abigail M (President / CEO, as filed), filing under that title since 2024-04-01, 2.6 years (bottom 20% of its family); the 7 officers and directors filing in the last fifteen months have been on the record a median of 3.4 years (bottom 4%); 3 officer or director changes were reported on Form 8-K since 2023-11-13, against the 7 people in charge now (bottom 35%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
SI estimate 6.7/10, confidence 35 of 100 (one part).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Landmark Bancorp Inc.'s room to expand is put at 6.7 of 10 with a confidence of 35 of 100, because read from one part only, cash from operations less capital spending against revenue, which ranks in the top 33% of 83 in its family; the record does not carry two of the four parts: cash less debt against assets, cash from operations less capital spending against revenue, gross margin, research against revenue. A filing that carries the missing parts replaces this estimate with the filed reading.
What could actually drive growth from here?
top 40% of 79 in its family for growth drivers.
From the record
Landmark Bancorp Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 23.3% a year over the last three filed years against 12% over all 10, speeding up (top 18% of its family); the newest year grew 9.6% (top 20%); capital spending grew -11.6% a year (bottom 18%) (its annual reports). Landmark Bancorp Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 27% of 76 in its family for expectations against reality.
From the record
Landmark Bancorp Inc.'s newest year against its own record: revenue of $81 million in fiscal 2025 came in 16.1% below the $97 million its prior three years' pace pointed to (top 48% of its family); net income of $19 million against a prior three-year average of $12 million (top 18%); a net margin of 23.2% against 19.8% before (top 16%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made