LCNB Corporation (LCNB)

Nasdaq: LCNB · National Commercial Banks · Lebanon, OH · filing with the SEC since 1999

Grade4.3

◀ Past 3.7● Present 4.6▶ Future 4.8

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 11, 2026	Mar 12, 2025	Mar 15, 2024	Mar 15, 2023	Mar 10, 2022	Mar 10, 2021	Mar 4, 2020	Mar 6, 2019	Mar 9, 2018	Mar 8, 2017
For lenders
Interest and dividend income	102,747	105,015	79,599	65,753	61,177	63,780	65,194	54,594	44,463	43,750
Interest expense on deposits and borrowings	32,525	44,220	23,250	4,711	·	·	·	·	·	·
Net interest income	70,222	60,795	56,349	61,042	57,124	56,218	54,406	48,169	40,864	40,246
Provision for credit losses	1,936	1,962	2,077	250	-269	2,014	207	923	215	913
Net interest income after provision	68,286	58,833	54,272	60,792	57,393	54,204	54,199	47,246	40,649	39,333
Noninterest income	21,775	20,404	15,411	14,288	16,232	15,741	12,348	11,050	10,458	10,853
Noninterest expense	61,909	63,276	54,423	48,134	48,040	45,785	43,522	40,502	33,863	33,261
Interest expense	·	·	23,250	4,711	4,053	7,562	10,788	6,425	3,599	3,504
Income before income taxes	28,152	15,961	15,260	26,946	25,585	24,160	23,025	17,794	17,244	16,925
Income tax expense	5,032	2,469	2,632	4,818	4,611	4,085	4,113	2,949	4,272	4,443
Net income	23,120	13,492	12,628	22,128	20,974	20,075	18,912	14,845	12,972	12,482
Net income to common shareholders	22,989	13,410	12,542	22,014	20,899	20,030	18,881	14,827	12,965	12,469
Earnings per share, basic	1.63	0.97	1.10	1.93	1.66	1.55	1.44	1.24	1.30	1.26
Earnings per share, diluted	1.63	0.97	1.10	1.93	1.66	1.55	1.44	1.24	1.29	1.25
Weighted average shares, basic	14,086,379	13,764,985	11,417,857	11,410,981	12,589,605	12,914,277	13,078,920	11,935,350	10,005,575	9,948,057
Weighted average shares, diluted	14,086,379	13,764,985	11,417,857	11,410,981	12,589,613	12,914,584	13,082,893	11,942,253	10,012,511	9,976,370

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton LCNB · research, not advice